Esheria Regulatory Atlas

Banking and finance in United States — Alabama

Financial services, banking, payments, credit, securities, and regulated finance. Every result links to its stored legal text and available official source evidence.

1,342 matching statutes

• United States — Alabama

  Section 7-4A-304 Duty of Sender to Report Erroneously Executed Payment Order.

  1 provisions

  If a sender learns a payment order was executed in error, the sender must use ordinary care to check the facts and notify the bank within 90 days.

  Order Open & Chat

• United States — Alabama

  Section 27-32-23 Deposit of Moneys Collected.

  1 provisions

  The commissioner must deposit collected moneys in approved banks or trust companies, and may place them in a national bank or trust company as a trust fund.

  Act or statute Open & Chat

• United States — Alabama

  Section 5-2A-42 Meetings of Board - Place.

  1 provisions

  The Banking Board must hold its meetings within the state, unless a federal agency regulating banks requires a meeting outside the state.

  Act or statute Open & Chat

• United States — Alabama

  Section 5-5A-11 Permit to Transact Business - Examination; Issuance and Recordation of Permit.

  1 provisions

  The superintendent must check a bank’s paid-in cash capital before issuing a permit, and must issue the permit if the listed conditions are met.

  Act or statute Open & Chat

• United States — Alabama

  Section 41-1-13 Use of Central Bank Digital Currency.

  1 provisions

  Governmental agencies must not accept payments using central bank digital currency or take part in tests of it by any Federal Reserve branch.

  Act or statute Open & Chat

• United States — Alabama

  Section 7-3-104 Negotiable Instrument.

  1 provisions

  This section defines several kinds of negotiable instruments, including instruments, notes, drafts, checks, cashier’s checks, teller’s checks, traveler’s checks, and certificates of deposit.

  Act or statute Open & Chat

• United States — Alabama

  Section 5-13B-103 Supervision and Enforcement.

  1 provisions

  The superintendent can supervise Alabama state branches, state agencies, and representative offices, and can use several enforcement and coordination tools.

  Act or statute Open & Chat

• United States — Alabama

  Section 5-8A-1 Liquidation of Solvent Banks.

  1 provisions

  A solvent bank may dissolve only with the superintendent’s written approval, and after that approval it may not take any more deposits.

  Act or statute Open & Chat

• United States — Alabama

  Section 5-8A-29 Resumption of Business of Bank.

  1 provisions

  If the superintendent has taken possession of a bank, the superintendent may allow it to resume business on approved conditions.

  Act or statute Open & Chat

• United States — Alabama

  Section 7-4A-501 Variation by Agreement and Effect of Funds-Transfer System Rule.

  1 provisions

  A party to a funds transfer may vary its rights and obligations by agreement of the affected party, unless the article says otherwise.

  Rule Open & Chat

• United States — Alabama

  Section 19-1-7 Deposit in Name of Fiduciary as Such.

  1 provisions

  A bank may pay a fiduciary’s deposit on the fiduciary’s check, unless it knows the fiduciary is breaching the fiduciary duty or acts in bad faith.

  Act or statute Open & Chat

• United States — Alabama

  Section 11-51-130 Banks.

  1 provisions

  Municipalities may charge banks a license fee based on capital, surplus, and undivided profits, but only up to the stated maximum amounts.

  Act or statute Open & Chat