Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. Every result links to its stored legal text and available official source evidence.
751 matching statutes
United States — Arizona
1 provisions
A bank is not required to act on an adverse claim to a deposit account unless a U.S. court order directs it to do so; without such an order, the bank may refuse the account order.
United States — Arizona
1 provisions
A collecting bank may revoke a provisional settlement, charge back credit, or get a refund from its customer when final settlement fails, if it acts within the required time; delayed action can create liability for resulting loss.
United States — Arizona
1 provisions
A person may not seek or complete certain securities transactions that would give control of a bank or similar institution unless the deputy director approves the acquisition of control.
United States — Arizona
1 provisions
Banks must give customers enough information or copies of paid items, and customers must review statements quickly and notify the bank about unauthorized signatures or alterations.
United States — Arizona
1 provisions
Banks may lend up to 20% of capital to one borrower, with an extra 10% if fully secured by readily marketable collateral, and must notify the department and maintain procedures for compliance.
United States — Arizona
1 provisions
This section states the purposes that guide how the chapter should be interpreted and applied.
United States — Arizona
1 provisions
A bank’s branch or separate office is treated as a separate bank for timing and notice purposes, with a specific garnishment service exception.
United States — Arizona
1 provisions
This section defines terms used in the chapter, including account, banking day, customer, draft, item, midnight deadline, settle, and suspends payments.
United States — Arizona
1 provisions
A person must not conduct banking business in this state or use “bank”/similar wording to suggest they are engaged in banking, unless acting by or for someone authorized under section 6-201.
United States — Arizona
1 provisions
A payor bank can dishonor an item that would create an overdraft unless it has agreed to pay it, but it is liable to the customer for damages caused by a wrongful dishonor.
United States — Arizona
1 provisions
A state bank may merge with or convert into a national bank, and it must notify the deputy director when its board adopts a merger or conversion plan.
United States — Arizona
1 provisions
This section establishes the Arizona water banking fund and requires the authority to administer it, maintain a reserve subaccount, and follow rules for fund deposits, investment, and use.