Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. Every result links to its stored legal text and available official source evidence.
710 matching statutes
United States — Iowa
1 provisions
This section defines key terms for lost, destroyed, or stolen checks and lets a claimant make a claim to the obligated bank if specific notice and proof conditions are met.
United States — Iowa
1 provisions
A collecting bank’s transferor may give instructions that affect the bank or count as notice to it, subject to Article 3 exceptions.
United States — Iowa
1 provisions
A bank holding company planning to acquire control of, or most of the assets of, a state bank or national bank must send the superintendent a copy of its federal application and updates at the same time it is sent to the Federal Reserve Board.
United States — Iowa
1 provisions
Out-of-state banks and out-of-state bank holding companies must follow chapter 490, subchapter XV and immediately send the superintendent of banking a copy of each filing made with the secretary of state under that subchapter.
United States — Iowa
1 provisions
A bank director must not get better deposit terms or interest rates than other customers, and must not buy, lease, sell, or lease assets with the bank on favorable terms; some ordinary charge waivers are allowed, and related asset deals need board approval.
United States — Iowa
1 provisions
The governor appoints the superintendent of banking, but the appointment needs senate confirmation and the appointee must have at least five years’ experience as an executive officer in a bank.
United States — Iowa
1 provisions
This section gives a receiving bank rights to payment or recovery when it makes an erroneous payment order, and limits who must pay when the error is not corrected.
United States — Iowa
1 provisions
A bank is not required to enter into the covered agreement, even if the customer asks or directs it, and it is generally not required to tell others that the agreement exists unless the customer asks it to.
United States — Iowa
1 provisions
The superintendent may call a state bank board meeting and may present examination-related matters to the board; the bank must record the superintendent’s recommendations in the minutes, and each board member must give the superintendent a statement confirming they have read and are familiar with those recommendations.
United States — Iowa
1 provisions
A payor bank may be subrogated to certain rights when it pays an item in circumstances like a stop-payment order or a closed account.
United States — Iowa
1 provisions
A state bank may adopt bylaws, and its bylaws may regulate the bank’s affairs if they do not conflict with law or the articles of incorporation.
United States — Iowa
1 provisions
For banks, liability about handled items is governed by the law of the bank’s location, or the branch/separate office location for branch actions.