Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. Every result links to its stored legal text and available official source evidence.
710 matching statutes
United States — Iowa
1 provisions
The division of banking may preserve its records in film or electronic form, and may adopt a retention policy allowing destruction of certain email communications older than six months.
United States — Iowa
1 provisions
Certain state bank officers, employees, and directors must provide personal financial statements when asked.
United States — Iowa
1 provisions
A person who willfully does banking-type business without complying with section 524.107(1) commits a serious misdemeanor. The superintendent may also impose a daily penalty of up to $1,000 on a state bank that violates section 524.1201.
United States — Iowa
1 provisions
If an examination shows a bank office is operating in violation of section 524.1201, the superintendent may revoke the office’s approval right away.
United States — Iowa
1 provisions
A bank or trust company acting as a fiduciary may invest and reinvest fiduciary funds in certain registered investment company or trust securities, if the stated portfolio and authority conditions are met.
United States — Iowa
1 provisions
Dealers or brokers buying livestock must pay the seller on time and use the allowed payment methods.
United States — Iowa
1 provisions
A state bank’s board may declare dividends, and the bank may pay them, but only under chapter and charter restrictions, out of undivided profits, and not if the superintendent restricts them.
United States — Iowa
1 provisions
The board may create an executive committee or other committees if the articles or bylaws allow it and the board approves by majority resolution.
United States — Iowa
1 provisions
When a state bank requires insurance as a condition of lending or another transaction, the customer may choose the insurance source. If a state bank officer or employee sells stock, bonds, other securities, or real property in an authorized sale, the purchaser may choose the lender for the purchase loan.
United States — Iowa
1 provisions
Before a business authorization is issued, the superintendent may dissolve a state bank if it should not have been incorporated or if no authorization is issued within the allowed time.
United States — Iowa
1 provisions
A state bank’s corporate or organizational existence begins when its articles of incorporation are filed with the secretary of state, unless a delayed effective date or time is stated.
United States — Iowa
1 provisions
Banking division personnel must not disclose specified regulatory information, except in limited court-ordered situations. The superintendent may receive confidential materials from certain regulators and must keep them confidential; the superintendent may also take steps to secure IT systems for electronically shared