Esheria Regulatory Atlas

Banking and finance in United States — Iowa

Financial services, banking, payments, credit, securities, and regulated finance. Every result links to its stored legal text and available official source evidence.

710 matching statutes

• United States — Iowa

  Iowa Code § 556.1 - Definitions and use of terms

  1 provisions

  This provision defines terms used in the chapter, including banking organization, holder, owner, property, money order, and utility.

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• United States — Iowa

  Iowa Code § 524.526 - Fractional shares

  1 provisions

  A state bank may issue fractional shares or use alternatives like cash, scrip, or shareholder disposition. Scrip certificates must be labeled and include required information, and holders can get shareholder rights only if the scrip or fractional share gives those rights.

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• United States — Iowa

  Iowa Code § 554.12203 - Unenforceability of certain verified payment orders

  1 provisions

  A receiving bank may limit enforcement or retention of payment of a payment order by express agreement in a record, and it cannot enforce or retain payment if the customer proves the order was not caused by certain persons linked to the customer or its security procedure.

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• United States — Iowa

  Iowa Code § 524.1504 - Articles of amendment

  1 provisions

  After an amendment is adopted, the articles of amendment must be prepared on superintendent-prescribed forms, signed by two authorized state bank officers, include specified information, and be filed with the superintendent together with the required fees.

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• United States — Iowa

  Iowa Code § 524.825 - Securities activities

  1 provisions

  A state bank or certain bank subsidiaries may engage in securities activities, but only with the superintendent’s prior approval and under the superintendent’s rules.

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• United States — Iowa

  Iowa Code § 554.3505 - Evidence of dishonor

  1 provisions

  Certain documents and records are admissible to prove dishonor and notice of dishonor; a protest is defined as a certificate of dishonor made by specified officials.

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• United States — Iowa

  Iowa Code § 554.4502 - Presentment of “on arrival” drafts

  1 provisions

  A collecting bank may wait to present a draft until a reasonable time for the goods’ arrival has passed, and it must tell its transferor if payment or acceptance is refused because the goods have not arrived.

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• United States — Iowa

  Iowa Code § 524.703 - Officers and employees — employment and compensation

  1 provisions

  The board may set officers’ tenure and reasonable compensation, and the CEO or designee must set employees’ compensation and tenure.

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• United States — Iowa

  Iowa Code § 554.4103 - Variation by agreement — measure of damages — action constituting ordinary care

  1 provisions

  The parties may vary this Article by agreement, but they cannot waive a bank’s responsibility for bad faith or lack of ordinary care, or cap damages for that failure.

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• United States — Iowa

  Iowa Code § 556.6 - Property of business associations and banking or financial organizations held in course of dissolution

  1 provisions

  Certain unclaimed intangible property in a voluntary dissolution is presumed abandoned after one year from the final distribution date, except as provided in section 490.1440.

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• United States — Iowa

  Iowa Code § 554.12106 - Time payment order is received

  1 provisions

  A receiving bank may set cut-off times for payment orders and related cancellation or amendment messages, and late items may be treated as received at the next funds-transfer business day.

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• United States — Iowa

  Iowa Code § 633.128 - Court accountings

  1 provisions

  A bank or trust company running a common trust fund usually does not have to file a court accounting unless a court orders it, but it may ask the court to approve one.

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