Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. Every result links to its stored legal text and available official source evidence.
1,343 matching statutes
United States — Louisiana
1 provisions
Non-banks are generally forbidden to use bank-related words in names, signs, papers, or public representations; limited trust-related exceptions apply, and violations can be fined up to $1,000 per day.
United States — Louisiana
1 provisions
A bank holding company generally may not buy voting securities or equity in a bank or another bank holding company if it would end up owning more than 10% of the voting power or equity, unless the purchase is made through a tender offer to all holders.
United States — Louisiana
1 provisions
This section lets certain federal and foreign bank branches or agencies operate in the state, but it requires separate accounts and records for a federal branch and forbids foreign-bank branches from accepting public deposits.
United States — Louisiana
1 provisions
A receiving bank must refund unauthorized or unenforceable payment orders from a customer and pay interest on the refundable amount, unless the customer fails to act with ordinary care and notify the bank in time.
United States — Louisiana
1 provisions
A bank generally does not have to recognize an adverse claim to a depositor's funds unless the claimant uses court process or gives an approved indemnity bond.
United States — Louisiana
1 provisions
State banks have broad corporate powers, including managing corporate formalities, property, trusts, and certain bank memberships, but their handling of immovable property is limited by Chapter rules.
United States — Louisiana
1 provisions
The corporation must be examined at least annually by the banking commissioner and must report its condition and other required information.
United States — Louisiana
1 provisions
A savings bank may invest excess funds only in the categories listed here, and some investments need commissioner consent or approval.
United States — Louisiana
1 provisions
A state bank may convert into a national bank if it follows U.S. law and this subsection, gives 30 days’ notice, and gets approval from holders of two-thirds of each class of voting stock.
United States — Louisiana
1 provisions
The conservator must decide within six months whether to end the conservatorship or liquidate the state bank, and must consult the bank’s board before deciding.
United States — Louisiana
1 provisions
The commissioner may issue a certificate of authority for a state bank only if Chapter requirements are met, and must refuse or withhold issuance in the circumstances stated here.
United States — Louisiana
1 provisions
A collecting bank may give written notice instead of direct presentment for certain items, but it must send the notice on time and satisfy any required response deadline.