Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. Every result links to its stored legal text and available official source evidence.
741 matching statutes
United States — North Carolina
1 provisions
A State savings bank must insure all members’ and customers’ deposit accounts, and it may seek excess deposit insurance subject to the Commissioner of Banks’ rules.
United States — North Carolina
1 provisions
The Banking Commission may review certain Commissioner actions, and aggrieved persons may appeal for review if they give 20 days’ written notice.
United States — North Carolina
1 provisions
A State savings bank must follow this section’s voting, certification, submission, approval, and filing steps when amending its certificate of incorporation, and it may separately change its registered office or registered agent under the referenced procedure.
United States — North Carolina
1 provisions
A savings bank may make commercial loans, but the total amount generally cannot exceed 15% of its total assets unless the Commissioner of Banks approves a higher amount on written request.
United States — North Carolina
1 provisions
An out-of-state bank with a branch in the State must give the Commissioner 30 days’ prior written notice before certain mergers, consolidations, or other transactions that change control.
United States — North Carolina
1 provisions
A bank may pay a check on a principal’s account that a fiduciary is authorized to draw, unless the bank knows the fiduciary is breaching that duty or acts in bad faith.
United States — North Carolina
1 provisions
Certain Southern Region and North Carolina banking entities may make specified acquisitions only with approval from the Commissioner of Banks.
United States — North Carolina
1 provisions
Banks must keep specified escrow or trust account records for five years from the date of purchase.
United States — North Carolina
1 provisions
Certain depository institutions may merge under either a State savings bank charter or a federal charter if the group includes at least one State savings bank and at least one federal depository institution operating in North Carolina.
United States — North Carolina
1 provisions
Savings banks must hold annual meetings and give the required notices to members or stockholders.
United States — North Carolina
1 provisions
State associations may apply to open a branch office, but the application must use the Commissioner of Banks’ form and include the proper fee.
United States — North Carolina
1 provisions
A savings bank’s board may ask the Commissioner of Banks to temporarily suspend loan and investment limits for a specific loan or investment, and the Commissioner may grant it if the request is certified, the loan or investment is amply secured, and the suspension lasts no more than 36 months.