Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. Every result links to its stored legal text and available official source evidence.
741 matching statutes
United States — North Carolina
1 provisions
A savings bank may charge or collect a processing fee for refused checks and for checks drawn on the bank when the account has insufficient funds.
United States — North Carolina
1 provisions
A savings bank may keep honoring a written power of attorney for account management or withdrawals until it gets notice of death, incompetency, or revocation.
United States — North Carolina
1 provisions
A savings bank may authorize its board to borrow money, and the board may authorize officers to borrow money for the bank by a properly recorded two-thirds resolution.
United States — North Carolina
1 provisions
An acknowledgment, proof, or privy examination for certain mortgages or deeds of trust to a banking corporation is not invalid just because the officer was a stockholder or director in that corporation.
United States — North Carolina
1 provisions
Associations and State savings banks may merge into either an association or a State savings bank.
United States — North Carolina
1 provisions
The Commissioner of Banks must examine certain associations when deemed prudent, get a report, and give the examined association a copy; associations and holders of records must not obstruct or refuse access, and violations can be a Class 1 misdemeanor.
United States — North Carolina
1 provisions
Applications to organize an interim State association are exempt from Article 2 if the application is approved by the Commissioner of Banks.
United States — North Carolina
1 provisions
An international banking corporation must certify its paid-in capital, surplus, and undivided profits to the Commissioner before opening an office in the State and every year while it maintains one.
United States — North Carolina
1 provisions
The costs of administering and operating the Department of State Treasurer’s banking operations must be split fairly among the funds and programs that use those services, and the apportioned costs are to be deposited with the State Treasurer as general fund nontax revenue.
United States — North Carolina
1 provisions
At least five persons may organize an industrial bank by filing a certificate of incorporation that includes the required details.
United States — North Carolina
1 provisions
A mutual association may convert to stock form, but it must apply to the Commissioner of Banks and follow the section’s approval, notice, vote, and disclosure requirements.
United States — North Carolina
1 provisions
A savings bank may offer a savings promotion raffle, but if it does, it must keep audit-ready records, run the raffle safely and soundly, and disclose the promotion terms and conditions to account holders and prospective account holders.