Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. Every result links to its stored legal text and available official source evidence.
828 matching statutes
United States — New Mexico
1 provisions
The board of each merging state bank must approve the merger agreement, and the state banking director must review it and either approve or disapprove it.
United States — New Mexico
1 provisions
The authority may not engage in securities or banking activities unless the New Mexico Exposition Center Authority Act authorizes it.
United States — New Mexico
1 provisions
A bank may charge a customer’s account for properly payable items, including some overdrafts and certain postdated or altered checks, but a timely postdating notice can block charging a check before its date.
United States — New Mexico
1 provisions
A bank’s rights and duties for a deposit account are generally unchanged by a security interest, the bank’s knowledge of it, or instructions from the secured party, unless subsection (c) of Section 55-9-340 applies or the bank agrees otherwise in a signed record.
United States — New Mexico
1 provisions
A receiving bank that improperly executes or fails to execute a payment order may have to pay interest, expenses, and some damages; extra damages are limited unless an express agreement says otherwise.
United States — New Mexico
1 provisions
In transfers between banks, any agreed method that identifies the transferor bank is enough for further transfer of the item.
United States — New Mexico
1 provisions
The director must weigh specified risks before approving certain bank acquisitions, and may not approve them if deposit concentration is 40% or more or if the target bank has not operated under an active charter for at least five years, subject to a stated exception.
United States — New Mexico
1 provisions
The director may grant state banks any powers that national banks or certain federally chartered or insured depository institutions are allowed to exercise.
United States — New Mexico
1 provisions
An incorporated bank may apply to the Federal Reserve Board to subscribe to stock in the local federal reserve bank, and it may become a stockholder and exercise member-bank powers under the Federal Reserve Act.
United States — New Mexico
1 provisions
This section defines “banking institution” for this act.
United States — New Mexico
1 provisions
A collecting bank may reverse a provisional settlement and charge back or seek refund if it does not get final settlement, but it must act on time and stays liable for delay or lack of ordinary care.
United States — New Mexico
1 provisions
Banks may merge into a state bank, and a national bank may convert into a state bank, if the director of the financial institutions division approves.