John Kawanga and Anor v Stanbic Bank Uganda Ltd (Civil Suit No. 410 of 2002) [2003] UGCommC 13 (26 June 2003)

{\rtf1\adeflang1025\ansi\ansicpg1252\uc1\adeff0\deff0\stshfdbch0\stshfloch0\stshfhich0\stshfbi0\deflang1033\deflangfe1033\themelang1033\themelangfe0\themelangcs0{\fonttbl{\f0\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\f34\fbidi \froman\fcharset0\fprq2{\*\panose 02040503050406030204}Cambria Math;} {\flomajor\f31500\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\fdbmajor\f31501\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;} {\fhimajor\f31502\fbidi \froman\fcharset0\fprq2{\*\panose 02040503050406030204}Cambria;}{\fbimajor\f31503\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;} {\flominor\f31504\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\fdbminor\f31505\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;} {\fhiminor\f31506\fbidi \fswiss\fcharset0\fprq2{\*\panose 020f0502020204030204}Calibri;}{\fbiminor\f31507\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\f183\fbidi \froman\fcharset238\fprq2 Times New Roman CE;} {\f184\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\f186\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\f187\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\f188\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);} {\f189\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\f190\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\f191\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\f523\fbidi \froman\fcharset238\fprq2 Cambria Math CE;} {\f524\fbidi \froman\fcharset204\fprq2 Cambria Math Cyr;}{\f526\fbidi \froman\fcharset161\fprq2 Cambria Math Greek;}{\f527\fbidi \froman\fcharset162\fprq2 Cambria Math Tur;}{\f530\fbidi \froman\fcharset186\fprq2 Cambria Math Baltic;} {\flomajor\f31508\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\flomajor\f31509\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\flomajor\f31511\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;} {\flomajor\f31512\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\flomajor\f31513\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\flomajor\f31514\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);} {\flomajor\f31515\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\flomajor\f31516\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fdbmajor\f31518\fbidi \froman\fcharset238\fprq2 Times New Roman CE;} {\fdbmajor\f31519\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\fdbmajor\f31521\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fdbmajor\f31522\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;} {\fdbmajor\f31523\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\fdbmajor\f31524\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fdbmajor\f31525\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;} {\fdbmajor\f31526\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fhimajor\f31528\fbidi \froman\fcharset238\fprq2 Cambria CE;}{\fhimajor\f31529\fbidi \froman\fcharset204\fprq2 Cambria Cyr;} {\fhimajor\f31531\fbidi \froman\fcharset161\fprq2 Cambria Greek;}{\fhimajor\f31532\fbidi \froman\fcharset162\fprq2 Cambria Tur;}{\fhimajor\f31535\fbidi \froman\fcharset186\fprq2 Cambria Baltic;} {\fbimajor\f31538\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fbimajor\f31539\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\fbimajor\f31541\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;} {\fbimajor\f31542\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fbimajor\f31543\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\fbimajor\f31544\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);} {\fbimajor\f31545\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fbimajor\f31546\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\flominor\f31548\fbidi \froman\fcharset238\fprq2 Times New Roman CE;} {\flominor\f31549\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\flominor\f31551\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\flominor\f31552\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;} {\flominor\f31553\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\flominor\f31554\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\flominor\f31555\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;} {\flominor\f31556\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fdbminor\f31558\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fdbminor\f31559\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;} {\fdbminor\f31561\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fdbminor\f31562\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fdbminor\f31563\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);} {\fdbminor\f31564\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fdbminor\f31565\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fdbminor\f31566\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);} {\fhiminor\f31568\fbidi \fswiss\fcharset238\fprq2 Calibri CE;}{\fhiminor\f31569\fbidi \fswiss\fcharset204\fprq2 Calibri Cyr;}{\fhiminor\f31571\fbidi \fswiss\fcharset161\fprq2 Calibri Greek;}{\fhiminor\f31572\fbidi \fswiss\fcharset162\fprq2 Calibri Tur;} {\fhiminor\f31575\fbidi \fswiss\fcharset186\fprq2 Calibri Baltic;}{\fbiminor\f31578\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fbiminor\f31579\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;} {\fbiminor\f31581\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fbiminor\f31582\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fbiminor\f31583\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);} {\fbiminor\f31584\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fbiminor\f31585\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fbiminor\f31586\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}} {\colortbl;\red0\green0\blue0;\red0\green0\blue255;\red0\green255\blue255;\red0\green255\blue0;\red255\green0\blue255;\red255\green0\blue0;\red255\green255\blue0;\red255\green255\blue255;\red0\green0\blue128;\red0\green128\blue128;\red0\green128\blue0; \red128\green0\blue128;\red128\green0\blue0;\red128\green128\blue0;\red128\green128\blue128;\red192\green192\blue192;}{\*\defchp \fs22 }{\*\defpap \ql \li0\ri0\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 } \noqfpromote {\stylesheet{\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \snext0 \sqformat \spriority0 Normal;}{\* \cs10 \additive \ssemihidden Default Paragraph Font;}{\* \ts11\tsrowd\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\trcbpat1\trcfpat1\tblind0\tblindtype3\tscellwidthfts0\tsvertalt\tsbrdrt\tsbrdrl\tsbrdrb\tsbrdrr\tsbrdrdgl\tsbrdrdgr\tsbrdrh\tsbrdrv \ql \li0\ri0\sa200\sl276\slmult1 \widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \snext11 \ssemihidden \sunhideused \sqformat Normal Table;}{ \s15\ql \li0\ri0\sb100\sa100\sbauto1\saauto1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext15 \styrsid13383984 Normal (Web);}}{\*\listtable{\list\listtemplateid1571161604\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid-1772837280 \'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-675\li1035\lin1035 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext \leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext \leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext \leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext \leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext \leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext \leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext \leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext \leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li6480\lin6480 }{\listname ;}\listid2131706969}}{\*\listoverridetable{\listoverride\listid2131706969\listoverridecount0\ls1}}{\*\pgptbl {\pgp\ipgp0 \itap0\li0\ri0\sb0\sa0}}{\*\rsidtbl \rsid278104\rsid1179829\rsid3031357\rsid3832046\rsid6051527\rsid12870721\rsid13383984}{\mmathPr\mmathFont34\mbrkBin0\mbrkBinSub0\msmallFrac0\mdispDef1\mlMargin0\mrMargin0\mdefJc1\mwrapIndent1440\mintLim0\mnaryLim1} {\info{\title THE REPUBLIC OF UGANDA }{\author Administrator}{\operator skivumbi}{\creatim\yr2010\mo3\dy12\hr11\min12}{\revtim\yr2010\mo4\dy12\hr12\min17}{\version4}{\edmins18}{\nofpages8}{\nofwords2658}{\nofchars13436}{\nofcharsws16062}{\vern32859}} {\*\xmlnstbl {\xmlns1 http://schemas.microsoft.com/office/word/2003/wordml}}\paperw12240\paperh15840\margl1440\margr1440\margt1440\margb1440\gutter0\ltrsect \widowctrl\ftnbj\aenddoc\trackmoves1\trackformatting1\donotembedsysfont0\relyonvml0\donotembedlingdata1\grfdocevents0\validatexml0\showplaceholdtext0\ignoremixedcontent0\saveinvalidxml0\showxmlerrors0\noxlattoyen \expshrtn\noultrlspc\dntblnsbdb\nospaceforul\formshade\horzdoc\dgmargin\dghspace180\dgvspace180\dghorigin1440\dgvorigin1440\dghshow1\dgvshow1 \jexpand\viewkind1\viewscale100\pgbrdrhead\pgbrdrfoot\splytwnine\ftnlytwnine\htmautsp\nolnhtadjtbl\useltbaln\alntblind\lytcalctblwd\lyttblrtgr\lnbrkrule\nobrkwrptbl\snaptogridincell\allowfieldendsel\wrppunct \asianbrkrule\rsidroot13383984\newtblstyruls\nogrowautofit \fet0{\*\wgrffmtfilter 2450}\ilfomacatclnup0\ltrpar \sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid278104\sftnbj {\*\pnseclvl1\pnucrm\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl2\pnucltr\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl3\pndec\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl4\pnlcltr\pnstart1\pnindent720\pnhang {\pntxta )}}{\*\pnseclvl5\pndec\pnstart1\pnindent720\pnhang {\pntxtb (} {\pntxta )}}{\*\pnseclvl6\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl7\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl8\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl9 \pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}\pard\plain \ltrpar\s15\qc \li0\ri0\sb100\sa240\sbauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\ipgp1\pararsid1179829 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid1179829 THE REPUBLIC OF UGANDA \line IN THE HIGH COURT OF UGANDA AT }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid1179829 KAMPALA \line (COMMERCIAL DIVISION) \par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid3031357 CIVIL SUIT NO. 410 OF }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid1179829\charrsid3031357 2002 \par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid1179829 \hich\af0\dbch\af0\loch\f0 1.\tab}}\pard \ltrpar\s15\ql \fi-675\li1035\ri0\sl360\slmult1 \widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1035\itap0\ipgp1\pararsid1179829 {\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid1179829 JOHN KAWANGA \par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid1179829 \hich\af0\dbch\af0\loch\f0 2.\tab}REMMY KASULE both t/a \par }\pard \ltrpar\s15\ql \li360\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\ipgp1\pararsid1179829 {\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid1179829 M/}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid1179829 S. KAWANGA AND KASULE \line ADVOCATES\}}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid1179829 \'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85PLAINTIFFS \par }\pard \ltrpar\s15\qc \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\ipgp1\pararsid1179829 {\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid1179829 VERSUS \line STANBIC BANK UGANDA LTD }{ \rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid1179829 \'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid1179829 DEFENDANT }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid1179829

\par \par }\pard \ltrpar\s15\ql \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\ipgp1\pararsid1179829 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 Before: The H}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 on. Mr. Justice E. S. Lugayizi \par }\pard \ltrpar\s15\qc \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\ipgp1\pararsid1179829 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 \par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid1179829 JUDGMENT}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid1179829 \par }\pard \ltrpar\s15\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\ipgp1\pararsid1179829 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 The plaintiffs sued the defendant for breach of c ontract and pray}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 ed for the following remedies, \par 1. General }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829\charrsid1179829 damages. \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 2. Interest on general damages at }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 25% }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 p.a. from 5}{ \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829\charrsid1179829 /4/2002 till}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 payment in frill. \par 3. Costs of the suit. \par \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 In its WSD the defendant denied the above claim and averred that it did not breach the contract. \par }\pard \ltrpar\s15\qj \li0\ri0\sb100\sa240\sbauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\ipgp1\pararsid1179829 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 At the scheduling conference the parties herein}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 admitted the following facts: \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 1. That the plaintiffs are joint op}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 erators of current account No. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 01400027}{ \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 89802 at the defendant\rquote s bank. \par 2. That on 28th}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 March 2002 the plaintiffs drew two cheques on the above account, that is to say a cheque in the sum of shs. l13,934,675/}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 =}{ \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 that was payable to the National Union of Clerical Commercial Professional and Technical Employees Union (which Court will refer to hereinafter as the \'93Union\'94) and ano}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 ther one in the sum of shs. 2m/=}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 that was payable to Mrs. Margaret Kyeyune. \line 3. On 3rd April 2002 the plaintiffs obtained a provisional statement from the defendant showing that the defendant had debited the said account wit}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 h the above two sums of money. \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 4. Subsequently, the respective payees of the cheques presented them for payment and the defendant returned them unpaid with the endorsement }{\rtlch\fcs1 \ab\ai\af0 \ltrch\fcs0 \b\i\insrsid13383984\charrsid1179829 \'93drawers confirmation required\'94. }{\rtlch\fcs1 \ab\ai\af0 \ltrch\fcs0 \b\i\insrsid1179829 \par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 5. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 On 7th April 2002 the payees of the said cheques approached the plaintiffs over t}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 he dishonour of their cheques. \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 6. The plaintiffs contacted the defendant which made alternative arrangements to pay t}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 he sums under the two cheques. \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 In addition to the above the parties herein also agreed to admit the following documents as exhibits }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829\charrsid1179829 w}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 ithout formally proving them: \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 1. The cheques in ques}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 tion, which Court marked as Exh}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 . P1 and P2 respectively. } {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 2. The provisional statement in respect of the plaintiffs\rquote clients\rquote account, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 which Court marked as Exh. P3. \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 3. The plaintiffs\rquote bank statements running from 27th }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 November 2001 to }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 30th June 2002, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 which Court marked as Exh. Dl. \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 4. The specimen signature cards of the plaintiffs, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 which Court marked as Exh. D2. \par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\insrsid13383984\charrsid1179829 5. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 The telephone call log sheet for the defendant\rquote s extens ion No. 434 running from 1st April 2002 to 30th April 2002, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 which Court marked as Exh. D3. \par }\pard \ltrpar\s15\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\ipgp1\pararsid3031357 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 The parties herein further agreed that Court would decide the suit on the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 basis of the following issues: \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 1. Whether the defendant\rquote s dishonour of the two cheques con}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 stituted a breach of contract. \par 2. The available remedies. \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 At the time of hearing the suit the plaintiffs called one witness, namely Mr. Remmy Kasule (PWI). The defendant called two witnesses, namely, Ms. Susan Odoro (DW1) and Mr. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 Paulo Mulyankolo Musoke (DW2). \par }\pard \ltrpar\s15\qj \li0\ri0\sb100\sa240\sbauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\ipgp1\pararsid1179829 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 In very brief terms the plaintiffs\rquote witness Mr}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 . Kasule testified as follows: \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 That he and Mr. John Kawanga are advocates. They have been }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829\charrsid1179829 practicing}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 law under the name of Kawanga and Kasule Advocates for a long time. Their fi rm of advocates has had two accounts with the defendant since 1974; and one of those accounts (i.e. account No. 0140002789802) which is the subject of this judgement is their clients\rquote account. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 On}{ \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 28th March 2002 the plaintiffs issued two cheques in respect of that account to the Union and }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829\charrsid1179829 Mrs.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 Kyeyune. On }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \super\insrsid1179829\charrsid1179829 rd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 April 2002 Mr. Kasule visited the defendant\rquote s place of work and inquired about the said cheques. One of the defendant\rquote s employees (a teller) advised him that the cheques were debited to their clients\rquote account on 2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \super\insrsid1179829\charrsid1179829 nd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 April 2002. To confirm that fact the defendant\rquote s employee gave Mr. Kasule a statement (Exh. P3). Mr. Kasule went away and advised the payees of the cheques in question that all was well the defendant would honour the cheques. However, on 7th April 2002 Mr. Kasule was surprised when 50 Union members invaded their chambers. They alleged that the plaintiffs had embezzled their money because the cheque the plaintiffs\rquote drew in their favour had bounced. The Union members, then, threatened to take the plaintiffs to the police. However, Mr. Kasule managed to calm them down. Two of their representatives agreed to go with him to the defendant\rquote s place of work to find out what had gone wrong with their cheque. At the defendant\rquote s place of work its officers whom Mr. Kasule talked to apologised for the dishonour of the cheques and promised to put the matter right soon. Subsequently, they did so. They honoured the Union members\rquote cheque. However, the defendant later dishonoured the cheque the plaintiffs drew in favour of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829\charrsid1179829 Mrs.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 Kyeyune. Once again Mr. Kasule had to visit the defendant\rquote s place of work to put this matter right. Mr. Kasule concluded his testimony by pointing out that the plaintiffs suffered injury to their reputation as a result of the dishonour of t he cheques in question. For that reason they were seeking general }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 damages and costs of the suit. \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 In essence, the defendant\rquote s witnesses testified as follows. The defendant dishonoured the cheques for good cause. Firstly, Mr. Kasule\rquote s signature on both cheq ues looked suspect. It did not flow continuously. Instead, it was divided into two parts; and that projection made it differ materially from the specimen the defendant took from Mr. Kasule when he and his partner opened the account. Secondly, the sums inv olved were big. This was not consistent with the normal trend whereby the plaintiffs drew onl}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 y fairly small cheques of shs. 1}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 m/}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 =}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 or so, against their clients\rquote account. For the above reasons, the defendant thought that it was necessary to obtain the plaintiffs\rquote confirmation that the cheques were genuine before honouring them. The defendant therefore tried to communicate with the plaintiffs to get the conformation but it did not succeed. Thereafter, it had no choice but to dishonour the cheques. In the circums tances, the defendant urged Court to dismiss the}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 plaintiffs\rquote claim with costs. \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 Court will, below, resolve the agreed issues. In doing so it will take into account the relevant law and the evidence on record. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 \par }{\rtlch\fcs1 \ab\ai\af0 \ltrch\fcs0 \b\i\insrsid13383984\charrsid1179829 With regard to the first issue, that is to say whether the defendant\rquote s dishonour of the }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\insrsid13383984\charrsid1179829 two }{ \rtlch\fcs1 \ab\ai\af0 \ltrch\fcs0 \b\i\insrsid13383984\charrsid1179829 cheques constituted a breach of contract }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 the plaintiffs submitted that it did, but the defendant was of a contrary view; and both parties gave their reasons for their }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 positions which are on record. \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 The law is that if a customer\rquote s account has funds on it or the customer has arranged credit facilities before hand and the cheque he has drawn is in legal form, his banker must honour the cheque to the letter. If he does not do so he is in breach of contract. }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid1179829 (See Hal}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid1179829 sbury\rquote s Laws of England Fourth Edition Reissue pages 142-152.) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 However, the above is not exhaustive in addition to it a reasonable and honest banker must honour a cheque after ascertaining that there is no real possibility }{\rtlch\fcs1 \ab\ai\af0 \ltrch\fcs0 \b\i\insrsid13383984\charrsid1179829 (not amounting to a probability) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 that a third party is endeavouring to defraud the customer. }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid1179829 (See Hal}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid1179829 sbury\rquote s Laws of England Supra.) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 In short, if there were funds on a customer\rquote s account a banker would only be justified in refusing to pay a cheque if it is ambiguous in form, in that it raises in the banker\rquote s mind reasonable suspicion that a third party might be endeavouring to misappropriat}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 e the customer\rquote s money. (See Hal}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 sbury\rquote s }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid1179829 Laws of England Supra.) }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid1179829 \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 In the instant case, it is not in dispute that t}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 he plaintiffs had sufficient fu}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 nds on their clients\rquote account when the defendant dishonoured the cheques in question. It may even be true that the defendant found Mr. Kasule\rquote s signature on the said cheques suspect. However, the crux of the matter is whether at the time of dishonouring the cheques the defendant, as a reasonable and honest banker, needed confirmation that Mr. Kasule\rquote s signature was not a forgery that could have resulted in the misappropriation of the funds on the account in question? If, Court answers the above question in the affirmative it would mean that the defendant\rquote s dishonour of the cheques did not constitute a breach }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 of contract; otherwise it did. \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 After carefully considering all the evidence on record Court is of the opinion that it must answer the above question in the negative; and these are its reasons for doing so. Mr. Kasule testified that a few days after the plaintiffs had given their clients the cheques in question he, personally, visited the defendant\rquote s place of work. He checked their clients\rquote account with one of the defendant\rquote s employees (a teller) and found that the defendant had debited the account with the cheques in question. As confirmation of that fact the teller gave Mr. Kasule a statement (i.e. Exh. P3) showi}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 ng the above state of affairs. \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 The defendant did not deny or contradict the above piece of evidence. Therefore, Court thinks that the said }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 evidence represents the truth.

\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 Now if, as a matter of fact, Mr. Kasule visited the defendant on 3rd April 2002, inquired about the state of their clients\rquote account and, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829\charrsid1179829 without}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 raising a finger, went away with a statement (Exh. P3) showing that the defendant had debited the said account with the cheques in question what other confirmation did the defendant need from the plaintiffs to show that the said cheques we re not forged? Needless to say, the defendant did not need further confirmation from the plaintiffs that the cheques in question were not forged after }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829\charrsid1179829 Mr.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 Kasule had visited its place of work on 3\rquote April 2002, for that visit had dispelled any suspicion sur rounding the cheques. But, perhaps the defendant should blame itself for having an uncoordinated administration. While part of its administration (i.e. the teller) had confirmed from Mr. Kasule on 3rd April 2002 that the cheques in question were genuine, the rest of the defendant\rquote s administration was in a deep slumber. It woke up after 3rd April 2002. Unaware of what had transpired in its house a few days before, it proceeded to dishonour the cheques and requested for confirmation of the drawers \rquote signatures, which was,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 at that point, not necessary. \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 All in all, Court is satisfied that the plaintiffs succeeded in proving, on a balance of probabilities, that the defendant\rquote s dishonour of the cheques amo}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 unted to a breach of contract. \par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid1179829 With regard to the second issue, that }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid13383984\charrsid1179829 is }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid1179829 to say the available remedies }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 the fact that the plaintiffs have succeeded in proving their case under the first issue means that they are entitled to some remedies. However, it should be remembered that the remedies, which the plaintiffs are seeking were outlined at the beginning of this judgment. Therefore, Court will, below, go through those remedies with a view to deciding whether it will}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1179829 grant them to the plaintiffs. \par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid1179829 1. General damages: }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid1179829 \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 Mr. Kasule testified that when the defendant dishonoured the cheques in question the Union members were furious. They invaded the plaintiffs\rquote chambers, in a big number, and threatened to take them to the police because they thought that the plaintiffs had embezzled their money. In Mr. Kasule\rquote s opinion the dishonour of the cheques injured the plaintiffs\rquote reputation. For that reason, the plaintiffs\rquote advocate Mr. Mubiru, urged Court to award each of his two client}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3031357 s shs. 6m/= as general damages. \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 The defendant\rquote s advocate Mr. Wamala did not agree with the above claim. He submitted that the plaintiffs did not suffer any injury to their reputation. Alternatively, Mr. Wamala argued that should Court find otherwise, then it should award the plaintiffs only nominal d amages since they were not traders. Mr. Wamala cited, among others, the case of }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid1179829 Coker v Standard Bank of Nigeria Ltd (1976) ALR Comm 174, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3031357 in support of that position. \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 The ordinary remedy for breach of contract is general damages. (See }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid1179829 Hadley v Baxendale (1854, 9 Exch. 341)) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 It is also a settled principle of law that a plaintiff who cannot prove actual damage or loss for breach of contract is only entitled to nominal damages. }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid3031357 (See Gibbons v Westminster Bank Ltd (1939) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid13383984\charrsid3031357 2 }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid3031357 K. B. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid13383984\charrsid3031357 882 }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid3031357 at 888 quoted in Essays in African Banking Law and Practice at page }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid13383984\charrsid3031357 272.)}{ \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 But the above principle has exceptions; and one of them }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3031357\charrsid1179829 is that}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 where }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid1179829 a }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 banker has, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3031357\charrsid1179829 without}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 justification, dishonoured a trader\rquote s cheque the trader is entitled to substantial damages; and does not need to plead and prove actual damage. (See }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid1179829 Gibbons Westminster Bank Ltd Supra.) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 For it is presumed that the wrongful dishonour of the cheque automatically injures the trader\rquote s commercial credit. However, courts have consistently refused to extend the above exception to cover other businesspersons, who are not traders, whose cheques bankers have dishonoured. Such other businesspersons must prove actual damage or injury before courts award them substantial damages. For example, in the case of }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid1179829 Coker v Standard Bank of Nigeria Ltd (Supra) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 after the dishonour of his cheque court awarded the plaintiff, who was a legal practitioner, only nominal damages. It did so because the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3031357\charrsid1179829 plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 was not a trader and did not prove actual damage. Uganda seems to have followed that line of judicial thinking in }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid3031357 Patel}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid1179829 v National and Grindlays Bank Ltd Supreme Court Civil Appeal }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 No. }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid1179829 14 of 1992 (Unreported). }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid3031357 \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 Be that as it may, Court thinks that the line of judicial thinking in }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid3031357 Coker }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid1179829 v Standard Bank of Nigeria Ltd Supra; and Patel v National and Grindlays Bank (Supra) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 does not bind it. For it violates Article }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid1179829 2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 1(1) of the Constitution in that it discriminates among business}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3031357 }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 persons in cases where bankers have dishonoured cheques. Indeed, that line of judicial thinking visibly favours traders more than any other businesspersons. In other words, it does not offer all businesspersons equal protection of the law in cases where banks have dishonoured cheques. To that extent the above decisions are unconstitutional; and Court will not follow them. That means that the plaintiffs being advocates who are engaged in commercial legal business are entitled to substantial damages for the dishonour of the cheques in question }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3031357\charrsid1179829 without}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 pr}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3031357 oving actual damage or injury. \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 The above aside, the plaintiffs\rquote testimony in the area under consideration was that when the defendant dishonoured the cheques in question the Union members lost confidence in the plaintiffs and wanted to take them to the po}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3031357 lice for theft of their money. \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 The defendant did not deny or contradic}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3031357 t the above piece of evidence. \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 In Court\rquote s opinion, the Union members\rquote loss of confidence in the plaintiffs (albeit short lived) represents damage or injury to the plaintiffs\rquote reputation. In the circumstances, Court agrees with Mr. Mubiru that the plaintiffs proved, on a balance of probabilities, that they suffered actual damage or injury to their reputation. For that reason, too, the plaintiffs are entitled to substantial dam }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3031357 ages. \par However, Court is mindfu}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 l of the fact that those }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid3031357 damages must be temperate and reasonable. (See Essays }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid3031357 in African Banking Law and Practice at page }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid3031357 273.) Considering all (including the plaintiffs\rquote standing in society as long term legal practitioners; the fall in the shilling vis-\'e0-vis the US dollar; and the big number of Union members }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \insrsid13383984\charrsid3031357 (50) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid3031357 who lost confidence in the plaintiffs on the dishonour of the cheques) Court thinks that an award of shs. 5rn/= for each plaintiff will be sufficient compensation as general d}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3031357\charrsid3031357 amages for breach of contract. \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid13383984\charrsid3031357 2. }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid3031357 Interest: }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid3031357\charrsid3031357 \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 Court will award the plaintiffs interest on ge}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3031357 neral damages at Court rate }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 from } {\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \insrsid13383984\charrsid3031357 5}{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \insrsid3031357 th}{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \insrsid13383984\charrsid3031357 }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid3031357 Ap}{ \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3031357\charrsid3031357 ril}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3031357 2002 till payment in full. \par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid3031357 3. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid3031357\charrsid3031357 Costs: \par }\pard \ltrpar\s15\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\ipgp1\pararsid3031357 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 Since the plaintiffs\rquote suit has succeeded it means that the defendant must bear the costs of the suit. \line In conclusion, Court has no choice but to enter judgement in favour of the plai}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3031357 ntiffs in the following terms, \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 (a) the defendant shall pay each of the plaintiffs a sum }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid3031357 of shs. }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \insrsid13383984\charrsid3031357 5m/\emdash }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid3031357 as general d}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3031357\charrsid3031357 amages}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3031357 for breach of contract; \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 (b) the defendant shall pay interest on the above award at Court rate from 5th Ap}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3031357 ril 2002 till payment in full; \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 (c) the defendant shall bear the costs of the suit. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984 \par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3031357 \par }\pard \ltrpar\s15\qc \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\ipgp1\pararsid3031357 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3031357 E. S. Lugaizi (J) \par 27/6/2003 \par }\pard \ltrpar\s15\ql \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\ipgp1\pararsid3031357 {\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984\charrsid1179829 Read before: At }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13383984 \par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid3031357 Mr. I. Kyaruha \par Mr. Wamala for defendant \par Mr. Ziwa - Clerk}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3031357\charrsid1179829 \par }\pard \ltrpar\s15\qc \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\ipgp1\pararsid3031357 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3031357 E. S. Lugaizi (J) \par 27/6/2003 \par }\pard\plain \ltrpar\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\ipgp1\pararsid12870721 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 { \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13383984\charrsid1179829 \line \par }{\*\themedata 504b030414000600080000002100828abc13fa0000001c020000130000005b436f6e74656e745f54797065735d2e786d6cac91cb6ac3301045f785fe83d0b6d8 72ba28a5d8cea249777d2cd20f18e4b12d6a8f843409c9df77ecb850ba082d74231062ce997b55ae8fe3a00e1893f354e9555e6885647de3a8abf4fbee29bbd7 2a3150038327acf409935ed7d757e5ee14302999a654e99e393c18936c8f23a4dc072479697d1c81e51a3b13c07e4087e6b628ee8cf5c4489cf1c4d075f92a0b 44d7a07a83c82f308ac7b0a0f0fbf90c2480980b58abc733615aa2d210c2e02cb04430076a7ee833dfb6ce62e3ed7e14693e8317d8cd0433bf5c60f53fea2fe7 065bd80facb647e9e25c7fc421fd2ddb526b2e9373fed4bb902e182e97b7b461e6bfad3f010000ffff0300504b030414000600080000002100a5d6a7e7c00000 00360100000b0000005f72656c732f2e72656c73848fcf6ac3300c87ef85bd83d17d51d2c31825762fa590432fa37d00e1287f68221bdb1bebdb4fc7060abb08 84a4eff7a93dfeae8bf9e194e720169aaa06c3e2433fcb68e1763dbf7f82c985a4a725085b787086a37bdbb55fbc50d1a33ccd311ba548b63095120f88d94fbc 52ae4264d1c910d24a45db3462247fa791715fd71f989e19e0364cd3f51652d73760ae8fa8c9ffb3c330cc9e4fc17faf2ce545046e37944c69e462a1a82fe353 bd90a865aad41ed0b5b8f9d6fd010000ffff0300504b0304140006000800000021006b799616830000008a0000001c0000007468656d652f7468656d652f7468 656d654d616e616765722e786d6c0ccc4d0ac3201040e17da17790d93763bb284562b2cbaebbf600439c1a41c7a0d29fdbd7e5e38337cedf14d59b4b0d592c9c 070d8a65cd2e88b7f07c2ca71ba8da481cc52c6ce1c715e6e97818c9b48d13df49c873517d23d59085adb5dd20d6b52bd521ef2cdd5eb9246a3d8b4757e8d3f7 29e245eb2b260a0238fd010000ffff0300504b03041400060008000000210096b5ade296060000501b0000160000007468656d652f7468656d652f7468656d65 312e786d6cec594f6fdb3614bf0fd87720746f6327761a07758ad8b19b2d4d1bc46e871e698996d850a240d2497d1bdae38001c3ba618715d86d87615b8116d8 a5fb34d93a6c1dd0afb0475292c5585e9236d88aad3e2412f9e3fbff1e1fa9abd7eec70c1d1221294fda5efd72cd4324f1794093b0eddd1ef62fad79482a9c04 98f184b4bd2991deb58df7dfbb8ad755446282607d22d771db8b944ad79796a40fc3585ee62949606ecc458c15bc8a702910f808e8c66c69b9565b5d8a314d3c 94e018c8de1a8fa94fd05093f43672e23d06af89927ac06762a049136785c10607758d9053d965021d62d6f6804fc08f86e4bef210c352c144dbab999fb7b471 7509af678b985ab0b6b4ae6f7ed9ba6c4170b06c788a705430adf71bad2b5b057d03606a1ed7ebf5babd7a41cf00b0ef83a6569632cd467faddec9699640f671 9e76b7d6ac355c7c89feca9cccad4ea7d36c65b258a206641f1b73f8b5da6a6373d9c11b90c537e7f08dce66b7bbeae00dc8e257e7f0fd2badd5868b37a088d1 e4600ead1ddaef67d40bc898b3ed4af81ac0d76a197c86826828a24bb318f3442d8ab518dfe3a20f000d6458d104a9694ac6d88728eee2782428d60cf03ac1a5 193be4cbb921cd0b495fd054b5bd0f530c1931a3f7eaf9f7af9e3f45c70f9e1d3ff8e9f8e1c3e3073f5a42ceaa6d9c84e5552fbffdeccfc71fa33f9e7ef3f2d1 17d57859c6fffac327bffcfc793510d26726ce8b2f9ffcf6ecc98baf3efdfdbb4715f04d814765f890c644a29be408edf3181433567125272371be15c308d3f2 8acd249438c19a4b05fd9e8a1cf4cd296699771c393ac4b5e01d01e5a30a787d72cf1178108989a2159c77a2d801ee72ce3a5c545a6147f32a99793849c26ae6 6252c6ed637c58c5bb8b13c7bfbd490a75330f4b47f16e441c31f7184e140e494214d273fc80900aedee52ead87597fa824b3e56e82e451d4c2b4d32a423279a 668bb6690c7e9956e90cfe766cb37b077538abd27a8b1cba48c80acc2a841f12e698f13a9e281c57911ce298950d7e03aba84ac8c154f8655c4f2af074481847 bd804859b5e696007d4b4edfc150b12addbecba6b18b148a1e54d1bc81392f23b7f84137c2715a851dd0242a633f900710a218ed715505dfe56e86e877f0034e 16bafb0e258ebb4faf06b769e888340b103d3311da9750aa9d0a1cd3e4efca31a3508f6d0c5c5c398602f8e2ebc71591f5b616e24dd893aa3261fb44f95d843b 5974bb5c04f4edafb95b7892ec1108f3f98de75dc97d5772bdff7cc95d94cf672db4b3da0a6557f70db629362d72bcb0431e53c6066acac80d699a6409fb44d0 8741bdce9c0e4971624a2378cceaba830b05366b90e0ea23aaa241845368b0eb9e2612ca8c742851ca251ceccc70256d8d87265dd96361531f186c3d9058edf2 c00eafe8e1fc5c509031bb4d680e9f39a3154de0accc56ae644441edd76156d7429d995bdd88664a9dc3ad50197c38af1a0c16d684060441db02565e85f3b966 0d0713cc48a0ed6ef7dedc2dc60b17e92219e180643ed27acffba86e9c94c78ab90980d8a9f0913ee49d62b512b79626fb06dccee2a432bbc60276b9f7dec44b 7904cfbca4f3f6443ab2a49c9c2c41476dafd55c6e7ac8c769db1bc399161ee314bc2e75cf8759081743be1236ec4f4d6693e5336fb672c5dc24a8c33585b5fb 9cc24e1d4885545b58463634cc5416022cd19cacfccb4d30eb45296023fd35a458598360f8d7a4003bbaae25e331f155d9d9a5116d3bfb9a95523e51440ca2e0 088dd844ec6370bf0e55d027a012ae264c45d02f708fa6ad6da6dce29c255df9f6cae0ec38666984b372ab5334cf640b37795cc860de4ae2816e95b21be5ceaf 8a49f90b52a51cc6ff3355f47e0237052b81f6800fd7b802239daf6d8f0b1571a8426944fdbe80c6c1d40e8816b88b8569082ab84c36ff0539d4ff6dce591a26 ade1c0a7f669880485fd484582903d284b26fa4e2156cff62e4b9265844c4495c495a9157b440e091bea1ab8aaf7760f4510eaa69a6465c0e04ec69ffb9e65d0 28d44d4e39df9c1a52ecbd3607fee9cec7263328e5d661d3d0e4f62f44acd855ed7ab33cdf7bcb8ae889599bd5c8b3029895b6825696f6af29c239b75a5bb1e6 345e6ee6c28117e73586c1a2214ae1be07e93fb0ff51e133fb65426fa843be0fb515c187064d0cc206a2fa926d3c902e907670048d931db4c1a44959d366ad93 b65abe595f70a75bf03d616c2dd959fc7d4e6317cd99cbcec9c58b34766661c7d6766ca1a9c1b327531486c6f941c638c67cd22a7f75e2a37be0e82db8df9f30 254d30c1372581a1f51c983c80e4b71ccdd28dbf000000ffff0300504b0304140006000800000021000dd1909fb60000001b010000270000007468656d652f74 68656d652f5f72656c732f7468656d654d616e616765722e786d6c2e72656c73848f4d0ac2301484f78277086f6fd3ba109126dd88d0add40384e4350d363f24 51eced0dae2c082e8761be9969bb979dc9136332de3168aa1a083ae995719ac16db8ec8e4052164e89d93b64b060828e6f37ed1567914b284d262452282e3198 720e274a939cd08a54f980ae38a38f56e422a3a641c8bbd048f7757da0f19b017cc524bd62107bd5001996509affb3fd381a89672f1f165dfe514173d9850528 a2c6cce0239baa4c04ca5bbabac4df000000ffff0300504b01022d0014000600080000002100828abc13fa0000001c0200001300000000000000000000000000 000000005b436f6e74656e745f54797065735d2e786d6c504b01022d0014000600080000002100a5d6a7e7c0000000360100000b000000000000000000000000 002b0100005f72656c732f2e72656c73504b01022d00140006000800000021006b799616830000008a0000001c00000000000000000000000000140200007468 656d652f7468656d652f7468656d654d616e616765722e786d6c504b01022d001400060008000000210096b5ade296060000501b000016000000000000000000 00000000d10200007468656d652f7468656d652f7468656d65312e786d6c504b01022d00140006000800000021000dd1909fb60000001b010000270000000000 00000000000000009b0900007468656d652f7468656d652f5f72656c732f7468656d654d616e616765722e786d6c2e72656c73504b050600000000050005005d010000960a00000000} {\*\colorschememapping 3c3f786d6c2076657273696f6e3d22312e302220656e636f64696e673d225554462d3822207374616e64616c6f6e653d22796573223f3e0d0a3c613a636c724d 617020786d6c6e733a613d22687474703a2f2f736368656d61732e6f70656e786d6c666f726d6174732e6f72672f64726177696e676d6c2f323030362f6d6169 6e22206267313d226c743122207478313d22646b3122206267323d226c743222207478323d22646b322220616363656e74313d22616363656e74312220616363 656e74323d22616363656e74322220616363656e74333d22616363656e74332220616363656e74343d22616363656e74342220616363656e74353d22616363656e74352220616363656e74363d22616363656e74362220686c696e6b3d22686c696e6b2220666f6c486c696e6b3d22666f6c486c696e6b222f3e} {\*\latentstyles\lsdstimax267\lsdlockeddef0\lsdsemihiddendef1\lsdunhideuseddef1\lsdqformatdef0\lsdprioritydef99{\lsdlockedexcept \lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority0 \lsdlocked0 Normal; \lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority9 \lsdlocked0 heading 1;\lsdqformat1 \lsdpriority9 \lsdlocked0 heading 2;\lsdqformat1 \lsdpriority9 \lsdlocked0 heading 3;\lsdqformat1 \lsdpriority9 \lsdlocked0 heading 4; \lsdqformat1 \lsdpriority9 \lsdlocked0 heading 5;\lsdqformat1 \lsdpriority9 \lsdlocked0 heading 6;\lsdqformat1 \lsdpriority9 \lsdlocked0 heading 7;\lsdqformat1 \lsdpriority9 \lsdlocked0 heading 8;\lsdqformat1 \lsdpriority9 \lsdlocked0 heading 9; \lsdpriority39 \lsdlocked0 toc 1;\lsdpriority39 \lsdlocked0 toc 2;\lsdpriority39 \lsdlocked0 toc 3;\lsdpriority39 \lsdlocked0 toc 4;\lsdpriority39 \lsdlocked0 toc 5;\lsdpriority39 \lsdlocked0 toc 6;\lsdpriority39 \lsdlocked0 toc 7; \lsdpriority39 \lsdlocked0 toc 8;\lsdpriority39 \lsdlocked0 toc 9;\lsdqformat1 \lsdpriority35 \lsdlocked0 caption;\lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority10 \lsdlocked0 Title;\lsdpriority1 \lsdlocked0 Default Paragraph Font; \lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority11 \lsdlocked0 Subtitle;\lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority22 \lsdlocked0 Strong;\lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority20 \lsdlocked0 Emphasis; \lsdsemihidden0 \lsdunhideused0 \lsdpriority59 \lsdlocked0 Table Grid;\lsdunhideused0 \lsdlocked0 Placeholder Text;\lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority1 \lsdlocked0 No Spacing; \lsdsemihidden0 \lsdunhideused0 \lsdpriority60 \lsdlocked0 Light Shading;\lsdsemihidden0 \lsdunhideused0 \lsdpriority61 \lsdlocked0 Light List;\lsdsemihidden0 \lsdunhideused0 \lsdpriority62 \lsdlocked0 Light Grid; \lsdsemihidden0 \lsdunhideused0 \lsdpriority63 \lsdlocked0 Medium Shading 1;\lsdsemihidden0 \lsdunhideused0 \lsdpriority64 \lsdlocked0 Medium Shading 2;\lsdsemihidden0 \lsdunhideused0 \lsdpriority65 \lsdlocked0 Medium List 1; \lsdsemihidden0 \lsdunhideused0 \lsdpriority66 \lsdlocked0 Medium List 2;\lsdsemihidden0 \lsdunhideused0 \lsdpriority67 \lsdlocked0 Medium Grid 1;\lsdsemihidden0 \lsdunhideused0 \lsdpriority68 \lsdlocked0 Medium Grid 2; \lsdsemihidden0 \lsdunhideused0 \lsdpriority69 \lsdlocked0 Medium Grid 3;\lsdsemihidden0 \lsdunhideused0 \lsdpriority70 \lsdlocked0 Dark List;\lsdsemihidden0 \lsdunhideused0 \lsdpriority71 \lsdlocked0 Colorful Shading; \lsdsemihidden0 \lsdunhideused0 \lsdpriority72 \lsdlocked0 Colorful List;\lsdsemihidden0 \lsdunhideused0 \lsdpriority73 \lsdlocked0 Colorful Grid;\lsdsemihidden0 \lsdunhideused0 \lsdpriority60 \lsdlocked0 Light Shading Accent 1; \lsdsemihidden0 \lsdunhideused0 \lsdpriority61 \lsdlocked0 Light List Accent 1;\lsdsemihidden0 \lsdunhideused0 \lsdpriority62 \lsdlocked0 Light Grid Accent 1;\lsdsemihidden0 \lsdunhideused0 \lsdpriority63 \lsdlocked0 Medium Shading 1 Accent 1; \lsdsemihidden0 \lsdunhideused0 \lsdpriority64 \lsdlocked0 Medium Shading 2 Accent 1;\lsdsemihidden0 \lsdunhideused0 \lsdpriority65 \lsdlocked0 Medium List 1 Accent 1;\lsdunhideused0 \lsdlocked0 Revision; \lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority34 \lsdlocked0 List Paragraph;\lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority29 \lsdlocked0 Quote;\lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority30 \lsdlocked0 Intense Quote; \lsdsemihidden0 \lsdunhideused0 \lsdpriority66 \lsdlocked0 Medium List 2 Accent 1;\lsdsemihidden0 \lsdunhideused0 \lsdpriority67 \lsdlocked0 Medium Grid 1 Accent 1;\lsdsemihidden0 \lsdunhideused0 \lsdpriority68 \lsdlocked0 Medium Grid 2 Accent 1; \lsdsemihidden0 \lsdunhideused0 \lsdpriority69 \lsdlocked0 Medium Grid 3 Accent 1;\lsdsemihidden0 \lsdunhideused0 \lsdpriority70 \lsdlocked0 Dark List Accent 1;\lsdsemihidden0 \lsdunhideused0 \lsdpriority71 \lsdlocked0 Colorful Shading Accent 1; \lsdsemihidden0 \lsdunhideused0 \lsdpriority72 \lsdlocked0 Colorful List Accent 1;\lsdsemihidden0 \lsdunhideused0 \lsdpriority73 \lsdlocked0 Colorful Grid Accent 1;\lsdsemihidden0 \lsdunhideused0 \lsdpriority60 \lsdlocked0 Light Shading Accent 2; \lsdsemihidden0 \lsdunhideused0 \lsdpriority61 \lsdlocked0 Light List Accent 2;\lsdsemihidden0 \lsdunhideused0 \lsdpriority62 \lsdlocked0 Light Grid Accent 2;\lsdsemihidden0 \lsdunhideused0 \lsdpriority63 \lsdlocked0 Medium Shading 1 Accent 2; \lsdsemihidden0 \lsdunhideused0 \lsdpriority64 \lsdlocked0 Medium Shading 2 Accent 2;\lsdsemihidden0 \lsdunhideused0 \lsdpriority65 \lsdlocked0 Medium List 1 Accent 2;\lsdsemihidden0 \lsdunhideused0 \lsdpriority66 \lsdlocked0 Medium List 2 Accent 2; \lsdsemihidden0 \lsdunhideused0 \lsdpriority67 \lsdlocked0 Medium Grid 1 Accent 2;\lsdsemihidden0 \lsdunhideused0 \lsdpriority68 \lsdlocked0 Medium Grid 2 Accent 2;\lsdsemihidden0 \lsdunhideused0 \lsdpriority69 \lsdlocked0 Medium Grid 3 Accent 2; \lsdsemihidden0 \lsdunhideused0 \lsdpriority70 \lsdlocked0 Dark List Accent 2;\lsdsemihidden0 \lsdunhideused0 \lsdpriority71 \lsdlocked0 Colorful Shading Accent 2;\lsdsemihidden0 \lsdunhideused0 \lsdpriority72 \lsdlocked0 Colorful List Accent 2; \lsdsemihidden0 \lsdunhideused0 \lsdpriority73 \lsdlocked0 Colorful Grid Accent 2;\lsdsemihidden0 \lsdunhideused0 \lsdpriority60 \lsdlocked0 Light Shading Accent 3;\lsdsemihidden0 \lsdunhideused0 \lsdpriority61 \lsdlocked0 Light List Accent 3; \lsdsemihidden0 \lsdunhideused0 \lsdpriority62 \lsdlocked0 Light Grid Accent 3;\lsdsemihidden0 \lsdunhideused0 \lsdpriority63 \lsdlocked0 Medium Shading 1 Accent 3;\lsdsemihidden0 \lsdunhideused0 \lsdpriority64 \lsdlocked0 Medium Shading 2 Accent 3; \lsdsemihidden0 \lsdunhideused0 \lsdpriority65 \lsdlocked0 Medium List 1 Accent 3;\lsdsemihidden0 \lsdunhideused0 \lsdpriority66 \lsdlocked0 Medium List 2 Accent 3;\lsdsemihidden0 \lsdunhideused0 \lsdpriority67 \lsdlocked0 Medium Grid 1 Accent 3; \lsdsemihidden0 \lsdunhideused0 \lsdpriority68 \lsdlocked0 Medium Grid 2 Accent 3;\lsdsemihidden0 \lsdunhideused0 \lsdpriority69 \lsdlocked0 Medium Grid 3 Accent 3;\lsdsemihidden0 \lsdunhideused0 \lsdpriority70 \lsdlocked0 Dark List Accent 3; \lsdsemihidden0 \lsdunhideused0 \lsdpriority71 \lsdlocked0 Colorful Shading Accent 3;\lsdsemihidden0 \lsdunhideused0 \lsdpriority72 \lsdlocked0 Colorful List Accent 3;\lsdsemihidden0 \lsdunhideused0 \lsdpriority73 \lsdlocked0 Colorful Grid Accent 3; \lsdsemihidden0 \lsdunhideused0 \lsdpriority60 \lsdlocked0 Light Shading Accent 4;\lsdsemihidden0 \lsdunhideused0 \lsdpriority61 \lsdlocked0 Light List Accent 4;\lsdsemihidden0 \lsdunhideused0 \lsdpriority62 \lsdlocked0 Light Grid Accent 4; \lsdsemihidden0 \lsdunhideused0 \lsdpriority63 \lsdlocked0 Medium Shading 1 Accent 4;\lsdsemihidden0 \lsdunhideused0 \lsdpriority64 \lsdlocked0 Medium Shading 2 Accent 4;\lsdsemihidden0 \lsdunhideused0 \lsdpriority65 \lsdlocked0 Medium List 1 Accent 4; \lsdsemihidden0 \lsdunhideused0 \lsdpriority66 \lsdlocked0 Medium List 2 Accent 4;\lsdsemihidden0 \lsdunhideused0 \lsdpriority67 \lsdlocked0 Medium Grid 1 Accent 4;\lsdsemihidden0 \lsdunhideused0 \lsdpriority68 \lsdlocked0 Medium Grid 2 Accent 4; \lsdsemihidden0 \lsdunhideused0 \lsdpriority69 \lsdlocked0 Medium Grid 3 Accent 4;\lsdsemihidden0 \lsdunhideused0 \lsdpriority70 \lsdlocked0 Dark List Accent 4;\lsdsemihidden0 \lsdunhideused0 \lsdpriority71 \lsdlocked0 Colorful Shading Accent 4; \lsdsemihidden0 \lsdunhideused0 \lsdpriority72 \lsdlocked0 Colorful List Accent 4;\lsdsemihidden0 \lsdunhideused0 \lsdpriority73 \lsdlocked0 Colorful Grid Accent 4;\lsdsemihidden0 \lsdunhideused0 \lsdpriority60 \lsdlocked0 Light Shading Accent 5; \lsdsemihidden0 \lsdunhideused0 \lsdpriority61 \lsdlocked0 Light List Accent 5;\lsdsemihidden0 \lsdunhideused0 \lsdpriority62 \lsdlocked0 Light Grid Accent 5;\lsdsemihidden0 \lsdunhideused0 \lsdpriority63 \lsdlocked0 Medium Shading 1 Accent 5; \lsdsemihidden0 \lsdunhideused0 \lsdpriority64 \lsdlocked0 Medium Shading 2 Accent 5;\lsdsemihidden0 \lsdunhideused0 \lsdpriority65 \lsdlocked0 Medium List 1 Accent 5;\lsdsemihidden0 \lsdunhideused0 \lsdpriority66 \lsdlocked0 Medium List 2 Accent 5; \lsdsemihidden0 \lsdunhideused0 \lsdpriority67 \lsdlocked0 Medium Grid 1 Accent 5;\lsdsemihidden0 \lsdunhideused0 \lsdpriority68 \lsdlocked0 Medium Grid 2 Accent 5;\lsdsemihidden0 \lsdunhideused0 \lsdpriority69 \lsdlocked0 Medium Grid 3 Accent 5; \lsdsemihidden0 \lsdunhideused0 \lsdpriority70 \lsdlocked0 Dark List Accent 5;\lsdsemihidden0 \lsdunhideused0 \lsdpriority71 \lsdlocked0 Colorful Shading Accent 5;\lsdsemihidden0 \lsdunhideused0 \lsdpriority72 \lsdlocked0 Colorful List Accent 5; \lsdsemihidden0 \lsdunhideused0 \lsdpriority73 \lsdlocked0 Colorful Grid Accent 5;\lsdsemihidden0 \lsdunhideused0 \lsdpriority60 \lsdlocked0 Light Shading Accent 6;\lsdsemihidden0 \lsdunhideused0 \lsdpriority61 \lsdlocked0 Light List Accent 6; \lsdsemihidden0 \lsdunhideused0 \lsdpriority62 \lsdlocked0 Light Grid Accent 6;\lsdsemihidden0 \lsdunhideused0 \lsdpriority63 \lsdlocked0 Medium Shading 1 Accent 6;\lsdsemihidden0 \lsdunhideused0 \lsdpriority64 \lsdlocked0 Medium Shading 2 Accent 6; \lsdsemihidden0 \lsdunhideused0 \lsdpriority65 \lsdlocked0 Medium List 1 Accent 6;\lsdsemihidden0 \lsdunhideused0 \lsdpriority66 \lsdlocked0 Medium List 2 Accent 6;\lsdsemihidden0 \lsdunhideused0 \lsdpriority67 \lsdlocked0 Medium Grid 1 Accent 6; \lsdsemihidden0 \lsdunhideused0 \lsdpriority68 \lsdlocked0 Medium Grid 2 Accent 6;\lsdsemihidden0 \lsdunhideused0 \lsdpriority69 \lsdlocked0 Medium Grid 3 Accent 6;\lsdsemihidden0 \lsdunhideused0 \lsdpriority70 \lsdlocked0 Dark List Accent 6; \lsdsemihidden0 \lsdunhideused0 \lsdpriority71 \lsdlocked0 Colorful Shading Accent 6;\lsdsemihidden0 \lsdunhideused0 \lsdpriority72 \lsdlocked0 Colorful List Accent 6;\lsdsemihidden0 \lsdunhideused0 \lsdpriority73 \lsdlocked0 Colorful Grid Accent 6; \lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority19 \lsdlocked0 Subtle Emphasis;\lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority21 \lsdlocked0 Intense Emphasis; \lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority31 \lsdlocked0 Subtle Reference;\lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority32 \lsdlocked0 Intense Reference; \lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority33 \lsdlocked0 Book Title;\lsdpriority37 \lsdlocked0 Bibliography;\lsdqformat1 \lsdpriority39 \lsdlocked0 TOC Heading;}}{\*\datastore 010500000200000018000000 4d73786d6c322e534158584d4c5265616465722e352e3000000000000000000000060000 d0cf11e0a1b11ae1000000000000000000000000000000003e000300feff090006000000000000000000000001000000010000000000000000100000feffffff00000000feffffff0000000000000000ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff fffffffffffffffffdfffffffeffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff ffffffffffffffffffffffffffffffff52006f006f007400200045006e00740072007900000000000000000000000000000000000000000000000000000000000000000000000000000000000000000016000500ffffffffffffffffffffffffec69d9888b8b3d4c859eaf6cd158be0f0000000000000000000000007015 b40321daca01feffffff00000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000ffffffffffffffffffffffff00000000000000000000000000000000000000000000000000000000 00000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000ffffffffffffffffffffffff0000000000000000000000000000000000000000000000000000 000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000ffffffffffffffffffffffff000000000000000000000000000000000000000000000000 0000000000000000000000000000000000000000000000000105000000000000}}