PCEA Kandara Parish Sacco Society Limited v Charles Rubia Kimani [2021] KECPT 620 (KLR)

REPUBLIC OF KENYA

IN THE CO-OPERATIVE TRIBUNAL AT NAIROBI

TRIBUNAL CASE NO. 546 OF 2017

PCEA KANDARA  PARISH  SACCO  SOCIETY  LIMITED..........CLAIMANT

VERSUS

CHARLES  RUBIA  KIMANI...........................................................RESPONDENT

RULING

1. A Notice to show cause   dated 4. 10. 2018 was issued by the Tribunal following an Application by the Claimant/Applicant (Decree Holder).

The said  Notice to show cause  emanated  from  a decree  dated 16. 3.2018 as a result  of interlocutory  Judgment  entered  against  the Respondent on 23. 1.2018.

2. The Respondent (Judgment  Debtor) on the day  when  the Application  for Notice To Show Cause  was coming up requested  for leave  to file a Response and directions  were given  on 14. 10. 2020.

On 18. 11. 2020 when the matter  came up  for mention  the judgment debtor  had not  filed their  response and were granted  another  opportunity  for compliance.

The  Judgment Debtor  filed their  Replying Affidavit dated  12. 11. 2020 on 18. 11. 20.

In  the said Replying Affidavit  the Judgment Debtor   he was  not  aware  of the suit and judgment  until when  they were served with. Proclamation  notice from  Koemat Auctioneers  on  13. 4.2018.

He stated  he visited  the offices  of the Claimant’s  Advocate  herein Milimo  and  Co  Advocates  to  request  for more details  but they  refused  to give  him the claim.

It was only  in 19. 1.2018  that he confirmed  from the Tribunal  that exparte  judgment  had been  entered  for kshs.278,622/=.

He further  stated  the  sacco policy  was that  they were  not to issue  a loan more  than double  of one’s  shares.

He  stated  he paid Kshs.55,064/= as at  22. 10. 2019.

The Respondent  stated  the  Decree Holder  had  failed  to factor any payment he had made  since  2011.

3. The Claimant (Decree Holder) filed a further  Affidavit  dated 22. 1.2021 and filed  on 26. 1.2021  stating  the Respondent  had not visited  their  offices  as claimed  seeking  for details  of  the claim.

That  the  Respondent  is yet  to pay an amount  of Kshs.331,546/=. And  interest  is rightly  corrected  at 1% per month which  translates to 12% per annum.

4. The parties were  directed  to file written submissions  of which  the judgment debtor  filed their  submissions  dated 22. 1.2021 on 26. 1.21.

The same were taken into consideration while waiting this ruling.

The Judgment Creditor despite being given numerous opportunities did not file their  written submissions. The  dates on  22. 3.2021,  7. 4.2021,  3. 5.2021 came up  for mention  to confirm  filing  of the submissions  but the Judgment Creditor’s  Advocate  was not present.

5. The issues at hand are:

(i) Issue one:

Whether  the judgment  debtor is liable  to pay the  amount  being sought.

(ii) Issue two:

What happens  in default of payment?

Issue one:

Whether  the judgment  debtor is liable  to pay the  amount  being sought.

The  Respondent  does not  deny  owing  the  Decree Holder  monies  but only  disputes  the amount.

No  statement of account  have been  attached  to show  the loan  balance  of the Respondent and  it has taken  the Respondent  service of  Notice to show cause  for them  to  make some payment.

We find  Respondent  is not  being truthful  of the  amount  owing  and thus  the Decree Holder  needs  to  be paid  as per  the decree.

Issue two:

What happens  in default of payment?

In default of payment  of a loan  the law provides:

“ an aggrieved  party  to move  the court  for  relevant  orders  as against  the Judgment Debtor. The  Claimants  (Decree Holder) in this  instance applied  for Notice to show  Cause  which were  taken out and  Respondent  given an  opportunity  to defend himself.”

6.  The Judgment  Debtor  has not  given  any proof  of payment  other than  the Kshs.55,064/= paid in  his attachment  CRKwhich  is a small portion  of the loan  advanced  in 2011.

The  upshot  of the above  is that:

The Judgment  Debtor  has not  showed  cause why  execution  should  not issue hence  the Judgment Creditor  may proceed  to execute  the  decretal  amount  as per  the  Notice to show cause  dated 4. 10. 2018.

The Judgment Debtor  to pay the  costs.

RULING SIGNED, DATED AND DELIVERED VIRTUALLY THIS 27TH DAY OF MAY, 2021.

Hon. B. Kimemia                  Chairperson                Signed      27. 5.2021

Hon. J. Mwatsama              Deputy Chairperson  Signed      27. 5.2021

Mr. P. Gichuki                       Member                       Signed      27. 5.2021

Tribunal Clerk                       Leweri

Muthomi  for  Judgment Creditor/claimant

No appearance  for Judgment Debtor

Hon. B. Kimemia                  Chairperson                Signed      6. 5.2021