The Cooperative Bank Ltd v Godfrey Bazanye (HCT-00-CC-OS 17 of 2006) [2006] UGCommC 45 (21 September 2006)

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\li0\ri0\sl360\slmult1\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4419038 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12221494\charrsid4419038 THE REPUBLIC OF UGANDA \par IN THE HIGH COURT OF UGANDA AT KAMPALA \par COMMERCIAL COURT DIVISION \par \par HCT-00-CC-OS-0017OF 2006 \par \par THE COOP BANK LTD \'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85.\'85.. APPLICANT/PLAINTIFF \par \par }{\b\insrsid12221494\charrsid4419038 VERSUS \par }{\insrsid12221494\charrsid4419038 \par }\pard \ql \li0\ri0\sl360\slmult1\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4419038 {\insrsid12221494\charrsid4419038 GODFREY BAZANYE \'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85. RESPONDENT/DEFENDANT \par }\pard \qc \li0\ri0\sl360\slmult1\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4419038 {\insrsid12221494\charrsid4419038 \par \par BEFORE: HON. MR. JUSTICE LAMECK N. MUKASA \par \par RULING: \par }\pard \ql \li0\ri0\sl360\slmult1\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4419038 {\insrsid12221494\charrsid4419038 \par }\pard \qj \li0\ri0\sl360\slmult1\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4419038 {\insrsid12221494\charrsid4419038 This is an application taken out by way of an originating summons under sections 7 and 8 of the Mortgage Act and Order 34 rule}{\insrsid13983612\charrsid4419038 s}{\insrsid12221494\charrsid4419038 3A and 7 (now Order 37 rule 4 and 8) of the Civil Procedure Rules. M/S Cooperative Bank Ltd (in Liquidation) claims interest as an equitable mortgage}{\insrsid4336146\charrsid4419038 e}{\insrsid12221494\charrsid4419038 in respect of land comprised in Buruli Block 82 Plot 2 }{\insrsid4336146\charrsid4419038 Katebe and MRV 95 Folio 14 Bukot}{\insrsid12221494\charrsid4419038 o as security under an equitable mortgage created and registered by way of caveat}{ \insrsid8738169\charrsid4419038 s vide instrument Nos B}{\insrsid4336146\charrsid4419038 UK}{\insrsid8738169\charrsid4419038 47470 and KLA 124531.}{\insrsid12221494\charrsid4419038 \par }{\insrsid8738169\charrsid4419038 \par The application is supported by an affidavit deponed to by Ben Sekabira the Bank of Uganda Coordinator Cooperative Bank Ltd (in liquidation). It is averred therein that while an employee of the Applicant Bank, the Respondent obtained a c redit facility. As security the Respondent deposited the titles in respect of his land known as MRV 9}{\insrsid4336146\charrsid4419038 5 Folio 14 Bukoto and Land at Bulu}{\insrsid8738169\charrsid4419038 li Block Plot 2 Katebe pursuant of a Power of Attorney granted by the registered proprietor thereof on}{\insrsid4336146\charrsid4419038 e}{\insrsid8738169\charrsid4419038 Yokana Walaga. Th e Respondent defaulted in payment and the amount outstanding as at 30}{\super\insrsid8738169\charrsid4419038 th}{\insrsid8738169\charrsid4419038 September 2004 is shs62}{\insrsid4419038\charrsid4419038 , 757,790}{\insrsid8738169\charrsid4419038 . }{ \insrsid2123805\charrsid4419038 A}{\insrsid8738169\charrsid4419038 nnexed to the affidavit are photocopies of the Certificates of Title, the Power of Attorney by Yokana Walag}{\insrsid10317853\charrsid4419038 a}{\insrsid8738169\charrsid4419038 and Certificate of }{\insrsid4336146\charrsid4419038 b}{\insrsid8738169\charrsid4419038 alances. \par }{\insrsid947607\charrsid4419038 \par The applicant intends to seek orders for: \par \par {\listtext\pard\plain\lang1033\langfe1033\langnp1033\langfenp1033\insrsid9127683\charrsid4419038 \hich\af0\dbch\af0\loch\f0 1.\tab}}\pard \qj \fi-360\li720\ri0\sl360\slmult1\widctlpar \jclisttab\tx720\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin720\itap0\pararsid4419038 {\insrsid9127683\charrsid4419038 F}{\insrsid947607\charrsid4419038 ore closure of the defendant\rquote s equity of redemption of the mortgage}{ \insrsid566\charrsid4419038 d}{\insrsid947607\charrsid4419038 properties. \par {\listtext\pard\plain\lang1033\langfe1033\langnp1033\langfenp1033\insrsid947607\charrsid4419038 \hich\af0\dbch\af0\loch\f0 2.\tab}Offer for sale by the mortgage}{\insrsid4336146\charrsid4419038 e}{\insrsid947607\charrsid4419038 of the mortgaged pieces of land consequent upon the order of for}{\insrsid4336146\charrsid4419038 e}{\insrsid947607\charrsid4419038 closure \par {\listtext\pard\plain\lang1033\langfe1033\langnp1033\langfenp1033\insrsid947607\charrsid4419038 \hich\af0\dbch\af0\loch\f0 3.\tab}Further and other relief. \par {\listtext\pard\plain\lang1033\langfe1033\langnp1033\langfenp1033\insrsid2123805\charrsid4419038 \hich\af0\dbch\af0\loch\f0 4.\tab}}{\insrsid2123805\charrsid4419038 Costs}{\insrsid947607\charrsid4419038 of }{\insrsid2123805\charrsid4419038 t}{ \insrsid947607\charrsid4419038 he suit}{\insrsid2123805\charrsid4419038 .}{\insrsid947607\charrsid4419038 \par }\pard \qj \li0\ri0\sl360\slmult1\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4419038 {\insrsid2123805\charrsid4419038 \par I have carefully studied the applicant and the affidavit in support and I find }{\insrsid4336146\charrsid4419038 that }{\insrsid2123805\charrsid4419038 the facts raised therein are sufficient to }{\insrsid9127683\charrsid4419038 warrant Originating}{ \insrsid4527610\charrsid4419038 Summons to issue and I accordingly so order. The said Yokana Walaga as the registered proprietor of the land at Buluri Block 82 Plot 2 Katebe has an interest in its redemption. In the }{\insrsid9127683\charrsid4419038 interest of}{\insrsid4527610\charrsid4419038 justice it is further ordered that a copy of the Originating Summons be also served on the said Yokana Walaga. I so order.}{\insrsid2123805\charrsid4419038 \par }{\insrsid4527610\charrsid4419038 \par \par \par \par \par \par \par }\pard \qc \li0\ri0\sl360\slmult1\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4419038 {\insrsid4527610\charrsid4419038 Hon. Mr. Lameck N. Mukasa \par Judge \par 22/09/2006 \par \par }\pard \ql \li0\ri0\sl360\slmult1\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4419038 {\insrsid4527610\charrsid4419038 \par \par }{\insrsid8738169\charrsid4419038 \par \par }\pard \qc \li0\ri0\sl360\slmult1\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4419038 {\insrsid12221494\charrsid4419038 \par }\pard \ql \li0\ri0\sl360\slmult1\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4419038 {\insrsid12221494\charrsid4419038 \par }}