AI-assisted research summary: This Act sets up a credit review body and provides for review of certain credit decisions and lending practices.
Credit Review Act 2026 Permanent Page URL View by Section Amharc de réir Ailt View Full Act Amharc ar an Acht Iomlán Bill History Stair Bille Commencement, Amendments, SIs made under the Act Tosach Feidhme, Leasuithe, IRà arna ndéanamh faoin Acht Open PDF Oscail PDF Priontáil an tAcht Iomlán Previous Section Alt Roimhe Next Section An Chéad Alt Eile Priontáil an tAlt 2026 CREDIT REVIEW ACT 2026 PART 1 Preliminary and General 1. Short title and commencement 2. Interpretation 3. Prescribed minimum and maximum amounts 4. Regulations 5. Service of notices and other documents 6. Repeal and revocations 7. Expenses PART 2 An tSeirbhÃs um Athbhreithniú Creidmheasa 8. Establishment day 9. Establishment of Service 10. Functions of Service 11. Credit Reviewer 12. Functions of Credit Reviewer 13. Ineligibility for appointment, disqualification and removal from office 14. Membership of either House of Oireachtas, European Parliament or local authority 15. Staff of Service 16. Superannuation 17. Consultants and advisers 18. Accounts and audit 19. Appearance of Credit Reviewer before Committee of Public Accounts 20. Accountability of Credit Reviewer to other Oireachtas committees 21. Reports to Minister 22. Strategy statement 23. Liability of Service and Credit Reviewer 24. Prohibition on unauthorised disclosure of confidential information PART 3 Review of Credit Decisions and Lending Practices 25. Definition (Part 3) 26. Review of credit decisions 27. Declining to conduct a review 28. Prescribed fee 29. Credit Review levy 30. Review of lending practices, activities and policies of relevant persons PART 4 Transitional Provisions 31. Definition (Part 4) 32. Transitional provisions consequent upon conferral of functions on Service 33. Transfer of rights and liabilities 34. Records 36. Liability for loss occurring before establishment day PART 5 Consequential Amendments to Other Enactments 37. Amendment of Schedule 13 to Taxes Consolidation Act 1997 38. Amendment of Financial Services and Pensions Ombudsman Act 2017 39. Other consequential amendments Central Bank Act 1942 (No. 22) Civil Service Regulation Act 1956 (No. 46) Companies Act 2014 (No. 38) Comptroller and Auditor General (Amendment) Act 1993 (No. 8) Credit Union Act 1997 (No. 15) Ethics in Public Office Act 1995 (No. 22) European Parliament Elections Act 1997 (No. 2) Financial Services and Pensions Ombudsman Act 2017 (No. 22) Local Government Act 2001 (No. 37) National Asset Management Agency Act 2009 (No. 34) Protected Disclosures Act 2014 (No. 14) Public Service Management (Recruitment and Appointments) Act 2004 (No. 33) Public Service Pensions (Single Scheme and Other Provisions) Act 2012 (No. 37) Taxes Consolidation Act 1997 (No. 39) 2026 CREDIT REVIEW ACT 2026 An Act to provide for the establishment of a body to be known as An tSeirbhÃs um Athbhreithniú Creidmheasa and to provide for its functions; to provide for the review by that body of certain credit decisions; to provide for the appointment of a chief executive officer of that body to be known as the Credit Reviewer; to provide for the repeal of section 210 of the National Asset Management Agency Act 2009 and the revocation of guidelines issued under that section; for those purposes to provide for consequential amendments of other enactments; and to provide for related matters. rd February , 2026] Be it enacted by the Oireachtas as follows: