Esheria Regulatory Atlas

Banking and finance in United States — Iowa

Financial services, banking, payments, credit, securities, and regulated finance. Every result links to its stored legal text and available official source evidence.

710 matching statutes

• United States — Iowa

  Iowa Code § 554.4105 - “Bank” — “depositary bank” — “intermediary bank” — “collecting bank” — “payor bank” — “presenting bank”

  1 provisions

  This provision defines several banking terms used in the Article.

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• United States — Iowa

  Iowa Code § 554.4212 - Presentment by notice of item not payable by, through, or at a bank; liability of drawer or endorser

  1 provisions

  A collecting bank may give notice instead of direct presentment for certain items, but the notice must be timely and the bank must satisfy any required response under section 554.3501.

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• United States — Iowa

  Iowa Code § 524.808 - Adverse claims to deposits

  1 provisions

  A state bank generally does not have to recognize an adverse claim to a deposit account unless the claimant serves a court order or gives a satisfactory indemnity bond.

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• United States — Iowa

  Iowa Code § 554.12505 - Preclusion of objection to debit of customer’s account

  1 provisions

  A customer generally cannot challenge a receiving bank’s right to keep a payment after receiving notice, unless the customer objects within one year.

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• United States — Iowa

  Iowa Code § 556.2 - Property held by banking or financial organizations or by business associations

  1 provisions

  Banking and financial organizations must notify inactive account owners after three years without qualifying contact.

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• United States — Iowa

  Iowa Code § 554.3104 - Negotiable instrument

  1 provisions

  This provision defines several kinds of negotiable instruments, including notes, drafts, checks, cashier’s checks, teller’s checks, traveler’s checks, certificates of deposit, and demand drafts.

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• United States — Iowa

  Iowa Code § 554.3206 - Restrictive endorsement

  1 provisions

  This section limits how restrictive endorsements affect an instrument, including rules for banks, purchasers, fiduciaries, and enforcement rights.

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• United States — Iowa

  Iowa Code § 554.4301 - Deferred posting — recovery of payment by return of items — time of dishonor — return of items by payor bank

  1 provisions

  A payor bank may revoke a settlement and recover payment on certain demand items if it acts before final payment and its midnight deadline and returns the item or sends proper notice of dishonor or nonpayment.

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• United States — Iowa

  Iowa Code § 633.87 - Deposit of money in banks

  1 provisions

  A fiduciary may deposit estate money and other estate assets in an Iowa-authorized bank.

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• United States — Iowa

  Iowa Code § 554.12507 - Choice of law

  1 provisions

  This provision sets which jurisdiction’s law governs rights and obligations in certain funds transfers and payment orders, unless the parties agree otherwise or a system rule applies.

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• United States — Iowa

  Iowa Code § 554.12406 - Payment by originator to beneficiary — discharge of underlying obligation

  1 provisions

  An originator must pay the beneficiary when the beneficiary’s bank accepts the payment order, subject to stated cross-references and limits.

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• United States — Iowa

  Iowa Code § 554.4504 - Privilege of presenting bank to deal with goods — security interest for expenses

  1 provisions

  A presenting bank may deal with goods reasonably if it asked for instructions after a documentary draft was dishonored and still did not receive them in a reasonable time. It also has a lien on the goods or proceeds for reasonable expenses.

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