Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. Every result links to its stored legal text and available official source evidence.
710 matching statutes
United States — Iowa
1 provisions
An item marked “payable through” or “payable at” a named bank makes that bank a collecting bank, and the bank is not automatically authorized to pay the item.
United States — Iowa
1 provisions
A receiving bank may rely on an identifying number, or on a name in some cases, to identify an intermediary or beneficiary bank, and the sender must cover losses and expenses caused by that reliance.
United States — Iowa
1 provisions
A state bank may organize as a bankers’ bank, and a bankers’ bank has certain powers and is subject to general state-bank rules, with a limited exception.
United States — Iowa
1 provisions
A receiving bank that accepts a payment order must execute it following the sender’s instructions, subject to the stated exceptions.
United States — Iowa
1 provisions
Shareholders may remove directors at a specially called meeting, and the superintendent may pursue removal of a bank director after notice, a hearing opportunity, and specified findings.
United States — Iowa
1 provisions
The section defines “creditor process” and gives rules for how banks may handle payment orders, account credits, setoff, withdrawal, and rejection when creditor process is served.
United States — Iowa
1 provisions
Banks in these roles may deposit certain securities in a federally regulated clearing corporation or a federal reserve bank, and they must keep records identifying the persons for whom securities are deposited.
United States — Iowa
1 provisions
This provision says when a sender’s payment obligation to a receiving bank counts as paid, including through settlement, account credits, debit entries, and setoff.
United States — Iowa
1 provisions
This section lets certain banks and corporations merge, but some mergers need compliance with chapter requirements and approval of the superintendent.
United States — Iowa
1 provisions
Most people may not conduct banking business or use bank-related wording in a way that suggests banking authority, except for listed financial institutions and a specific educational-bank exception.
United States — Iowa
1 provisions
A state bank may carry out authorized banking activities electronically, but must follow applicable laws, use safe and sound practices for new or innovative electronic activities, and maintain adequate risk and information security controls. Some new electronic activities need prior superintendent approval.
United States — Iowa
1 provisions
The superintendent may appoint or serve as a supervisor for a state bank under supervision, and the bank faces restrictions on major transactions unless approved.