Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. Every result links to its stored legal text and available official source evidence.
710 matching statutes
United States — Iowa
1 provisions
A state bank may convert into a national bank or federal savings association if it follows U.S. law, gets the required director and shareholder approvals, and gives at least 10 days’ notice of the meeting.
United States — Iowa
1 provisions
This provision says which law controls perfection and priority for a security interest in a deposit account, and it sets a rule chain for deciding the bank’s jurisdiction.
United States — Iowa
1 provisions
This provision defines several terms used in the Article, including authorized account, bank, customer, funds-transfer business day, funds-transfer system, and prove.
United States — Iowa
1 provisions
A state bank may stop banking and become a chapter 490 corporation if it follows this section and gets superintendent approval.
United States — Iowa
1 provisions
A state bank acting as fiduciary must keep fiduciary property separate, keep separate records, and avoid certain self-dealing and insider transactions.
United States — Iowa
1 provisions
A bank conversion becomes effective when the articles of conversion are filed, or later if the articles set a later date.
United States — Iowa
1 provisions
This provision says when a bank’s payment or settlement for an item becomes final, and when a customer can withdraw credited funds or a deposited amount.
United States — Iowa
1 provisions
This provision states the legislature’s purpose for the banking chapter.
United States — Iowa
1 provisions
A collecting bank is generally treated as the owner’s agent or subagent before settlement becomes final, and a settlement is provisional. After an item is endorsed “pay any bank,” only a bank may acquire holder rights until the item is returned to the customer or specially endorsed by a bank to a non-bank.
United States — Iowa
1 provisions
Directors, officers, and employees of state banks or bank holding companies can face misdemeanor charges, fines, and disqualification for certain willful violations.
United States — Iowa
1 provisions
A state credit union may invest in certain bank or savings bank securities only with prior approval from the superintendent.
United States — Iowa
1 provisions
The sender must pay the bank when a payment order is accepted, but payment timing depends on the bank type and order date.