Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. Every result links to its stored legal text and available official source evidence.
710 matching statutes
United States — Iowa
1 provisions
A bank may charge a customer’s account for properly payable items, including some overdrafts and certain checks, but a customer may avoid liability in one overdraft case and can give postdating notice to limit a bank’s charging of a check.
United States — Iowa
1 provisions
This section defines when an entity counts as an affiliate of a state bank.
United States — Iowa
1 provisions
A collecting bank may reverse a provisional settlement, charge back a customer, or seek a refund if it does not get final settlement and follows the timing rules; if it is late, it can still act but is liable for losses from the delay.
United States — Iowa
1 provisions
This provision defines key payment-order terms and says when a payment order exists.
United States — Iowa
1 provisions
A fiduciary bank may arrange for account succession, but the relinquishing bank must give notice, publish it, and file record notices before the change takes effect.
United States — Iowa
1 provisions
A bank’s rights and duties for a deposit account are not changed just because a security interest is created, attached, perfected, known to the bank, or because the secured party gives instructions, unless another section applies or the bank agrees in a signed record.
United States — Iowa
1 provisions
A receiving bank may treat a payment order as the customer’s order if the customer agreed to a security procedure and the procedure is commercially reasonable, and the bank acted in good faith and followed required steps.
United States — Iowa
1 provisions
Certain banks, insurers, fiduciaries, and similar persons may invest funds they control in bonds or notes issued under this chapter.
United States — Iowa
1 provisions
This section defines banking and payment terms used in Article 4, and points to related definitions in other sections.
United States — Iowa
1 provisions
A state bank may provide related data processing services for others if it owns or leases equipment used for specified bank-service functions. A qualifying corporation owned by a state bank is authorized to perform data processing services for the bank and others.
United States — Iowa
1 provisions
A dissolved state bank may publish a notice of dissolution, but if it does, the notice must meet specific publication and content requirements and certain claims must be enforced within two years or be barred.
United States — Iowa
1 provisions
A state bank generally does not have to recognize adverse claims to safe-deposit or safekeeping property unless there is a court order or required indemnity.