United States — Iowa
Iowa Code § 524.901 - Investments
1 provisions
This section limits and allows certain investments by a state bank, including caps tied to aggregate capital and special permissions with superintendent approval.
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Banking and finance in United States — Iowa
Financial services, banking, payments, credit, securities, and regulated finance. Every result links to its stored legal text and available official source evidence.
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United States — Iowa
Iowa Code § 554.12404 - Obligation of beneficiary’s bank to pay and give notice to beneficiary
1 provisions
If a beneficiary’s bank accepts a payment order, it must pay the beneficiary and, in some cases, send notice by the required deadline.
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Iowa Code § 524.1409 - Conversion of national bank, federal savings association, out-of-state bank, or state or federally chartered credit union into state bank
1 provisions
Some banks and credit unions may convert into a state bank if they meet federal-law requirements, get the required director and shareholder approvals, give at least 10 days’ notice to shareholders, and obtain superintendent approval.
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Iowa Code § 524.1801 - Definitions
1 provisions
This section defines terms used in the subchapter, including bank holding company, company, control, location, and out-of-state bank holding company.
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Iowa Code § 554.4109 - Delays
1 provisions
A collecting bank may extend certain time limits by up to two extra banking days when acting in good faith to secure payment of a specific item.
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Iowa Code § 524.1808 - Insurance sales
1 provisions
Insurance activities in Iowa by an out-of-state bank holding company and its subsidiaries are regulated like those of an Iowa bank holding company, and a state-bank authorization does not grant them the right to do those activities outside Iowa.
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Iowa Code § 554.4406 - Customer’s duty to discover and report unauthorized signature or alteration
1 provisions
A customer must review account statements or items promptly and notify the bank about unauthorized payments, signatures, or alterations; otherwise the customer may lose the ability to challenge the item.
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Iowa Code § 524.605 - Liability of directors in certain cases
1 provisions
State bank directors can be held jointly and severally liable for certain unlawful dividends, asset distributions, loans, credit extensions, and investments; the superintendent may require escrow, and most liability claims must be brought within five years.
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Iowa Code § 524.207 - Expenses of the banking division — fees
1 provisions
The superintendent and banking division must route certain fees and moneys into the commerce revolving fund, make required payments to the state treasurer, report spending for certain settlements, and follow approval and notice rules for extra personnel spending.
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Iowa Code § 524.105 - Effect on existing banks
1 provisions
A state bank already operating on July 1, 1995 is not affected by this chapter’s amendment, and state banks must be subject to this chapter; certain other banks doing business in the state are also subject to it to the extent applicable from July 1, 2021.
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Iowa Code § 554.12211 - Cancellation and amendment of payment order
1 provisions
Rules on when a sender can cancel or amend a payment order, when the change is effective, and when acceptance or cancellation has legal consequences.
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Iowa Code § 524.1406 - Appraisal rights of shareholders
1 provisions
Some objecting bank shareholders get appraisal rights, and in certain cross-bank mergers the resulting bank is liable for the shares’ value.
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