Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. Every result links to its stored legal text and available official source evidence.
710 matching statutes
United States — Iowa
1 provisions
A state bank must keep its principal place of business in Iowa, and moving it within the state generally needs prior written approval from the superintendent.
United States — Iowa
1 provisions
A state bank’s board may wind up a voluntary dissolution, but the bank must notify affected persons, settle fiduciary matters, pay or transfer certain claims and property, and follow superintendent oversight.
United States — Iowa
1 provisions
If the superintendent’s office is vacant or the superintendent cannot serve, specified bureau chiefs must act as superintendent until the governor makes a new appointment.
United States — Iowa
1 provisions
Banking division staff are barred from taking certain loans, taking part in related regulation decisions when they have credit ties, and employees convicted of a felony are immediately discharged and permanently barred from banking division jobs.
United States — Iowa
1 provisions
If the superintendent finds an emergency affecting state-chartered banks or bank offices, the superintendent may temporarily suspend applicable rules or statutes as needed to let the affected banks respond.
United States — Iowa
1 provisions
A state bank may open and operate bank offices, but the superintendent approves and regulates them.
United States — Iowa
1 provisions
After a state bank dissolves or expires, pre-existing claims and liabilities can still be pursued if proceedings start within two years, and the superintendent may handle the bank’s records in certain cases.
United States — Iowa
1 provisions
If a receiving bank accepts an unauthorized or unenforceable payment order in a customer’s name, it must refund the related payment and pay interest on the refundable amount.
United States — Iowa
1 provisions
An agreed method that identifies the transferor bank is enough for further transfer to another bank.
United States — Iowa
1 provisions
A bank must let certain authorized people access a deceased customer’s safe deposit box, and it must handle any purported will as specified.
United States — Iowa
1 provisions
A state bank’s loans to one borrower are capped at 15% of aggregate capital, or 25% if the extra amount is fully secured; the superintendent may allow 50% for a borrowing group in limited cases.
United States — Iowa
1 provisions
Some state bank shareholders, members, and share purchasers are not personally liable for bank debts, with stated exceptions.