Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. Every result links to its stored legal text and available official source evidence.
710 matching statutes
United States — Iowa
1 provisions
A payor bank may dishonor an overdraft item unless it has agreed to pay it, and it is liable to the customer for damages caused by wrongful dishonor.
United States — Iowa
1 provisions
When a bank merger involves fiduciary accounts, the resulting bank takes over those fiduciary roles automatically, and the relinquishing bank must give notice and publish it.
United States — Iowa
1 provisions
A collecting bank must send items by a reasonably prompt method, and it may send items directly to the payor bank or to certain nonbank payors if authorized. Presentment may also be made by a presenting bank at a requested place.
United States — Iowa
1 provisions
The superintendent may examine state banks, trust companies, related corporations, and some related persons, and may share examination reports with specified regulators. Examination reports are generally confidential, and board members must confirm they read the report they receive.
United States — Iowa
1 provisions
A mutual bank holding company is subject to Iowa business corporation law, and the superintendent may adopt related rules.
United States — Iowa
1 provisions
Most banking division records are public, but records tied specifically to bank supervision and regulation are confidential and generally cannot be inspected, copied, subpoenaed, or used in court.
United States — Iowa
1 provisions
The superintendent may order a state bank to stop doing business for listed reasons, and must immediately appoint the FDIC as receiver after doing so.
United States — Iowa
1 provisions
A state bank may conduct certain electronic transactions and use satellite terminals, but only within the stated legal limits. It also may not force customers to use that method instead of ordinary checking, and may not charge them an extraordinary fee for choosing ordinary checks.
United States — Iowa
1 provisions
An objecting shareholder in a converting state bank may have appraisal rights, and a resulting state bank may be liable for share value in certain conversions.
United States — Iowa
1 provisions
A receiver may seek injunctions and other orders, and a court may grant them, to stop listed actions affecting an insurer in a proceeding under this chapter. The section also protects a federal home loan bank’s collateral rights after day seven of a delinquency proceeding and sets duties for the bank after a receiver i
United States — Iowa
1 provisions
A state bank that wants to give up fiduciary authority must file a board resolution with the superintendent, then file a district-court petition and give notice; the court may require public notice and must later appoint a successor fiduciary if needed.
United States — Iowa
1 provisions
A person buying enough shares of a state bank to create control must first apply in writing for a certificate of approval; the superintendent may grant it if the buyer is qualified and the bank’s stakeholders will not be harmed.