Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. Every result links to its stored legal text and available official source evidence.
741 matching statutes
United States — North Carolina
1 provisions
It is unlawful to issue or help issue a check or draft when you know the maker has insufficient funds or the check has already been presented; penalties depend on the amount and account status.
United States — North Carolina
1 provisions
Some banks may apply to convert to a State association, and the Commissioner of Banks reviews, approves, and supervises the conversion process.
United States — North Carolina
1 provisions
Savings banks, groups of savings banks, or associations may form service corporations, but some actions need Commissioner of Banks approval.
United States — North Carolina
1 provisions
The Commissioner of Banks may require an out-of-state savings bank to designate a North Carolina branch as its headquarters branch and may require certain reports and records to be kept there.
United States — North Carolina
1 provisions
State savings banks must pay an annual license fee, and the Commissioner of Banks may license each bank after the fee is paid and an application is filed.
United States — North Carolina
1 provisions
The Commissioner of Banks may coordinate examinations, require reports, and conduct on-site examinations of certain out-of-state savings banks and branches, and those banks must pay supervisory and examination fees.
United States — North Carolina
1 provisions
An international banking corporation must keep certain assets at its office in this State at least equal to 108% of specified liabilities, and the Commissioner can value assets, adjust credits, and require reports.
United States — North Carolina
1 provisions
Membership in a mutual State savings bank includes account holders and certain borrowers/loan obligors; members have voting and other rights provided by the bank’s charter and bylaws approved by the Commissioner of Banks.
United States — North Carolina
1 provisions
The Commissioner of Banks and agents may access savings bank records, subpoena witnesses, require documents, and order correction of improper entries.
United States — North Carolina
1 provisions
A State savings bank may seek approval to open a branch office, but the application must use the Commissioner’s form, include the fee, and meet stated criteria and deadlines.
United States — North Carolina
1 provisions
A North Carolina bank controlled by a non-North Carolina bank holding company is subject to North Carolina laws and regulations that apply to comparable North Carolina banks, and the State Banking Commission must adopt rules to implement this article.
United States — North Carolina
1 provisions
This section sets how directors of mutual and stock savings banks are elected, allows bylaws to shape director terms and some voting rules, requires State savings bank directors to have a significant ownership interest, and requires State savings banks to have at least five directors.