Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. Every result links to its stored legal text and available official source evidence.
741 matching statutes
United States — North Carolina
1 provisions
The Commissioner of Banks may adopt loan rules for State savings banks if they are reasonably necessary for sound lending and the Chapter’s purposes, but those rules cannot bar loans that federal savings banks may make under federal authority.
United States — North Carolina
1 provisions
An international banking corporation that wants to close a branch, agency, or representative office in the state must follow Commissioner-prescribed procedures and surrender its license or office rights, and the Commissioner must mail process in related liability actions.
United States — North Carolina
1 provisions
A savings bank is limited in how much and what kind of stock it may invest in, and excess holdings must be sold or written off within six months.
United States — North Carolina
1 provisions
The Commissioner of Banks can issue charges and temporary cease-and-desist orders against a person or savings bank when the provision’s conditions are met.
United States — North Carolina
1 provisions
A savings bank that violates this Article may be ordered to pay civil penalties, and the Commissioner of Banks can enforce the penalties.
United States — North Carolina
1 provisions
A State savings bank’s board may change a branch or principal office location only with prior written approval from the Commissioner of Banks.
United States — North Carolina
1 provisions
International representative offices in the State must register annually with the Commissioner, file by January 31, pay the prescribed fee, and provide specified office information. They may do liaison work and certain loan-related activities, but may not take deposits or conduct banking business.
United States — North Carolina
1 provisions
A savings bank may invest in certain real property, equipment, leasehold improvements, and office buildings, but investing above 50% of net worth requires prior written approval from the Commissioner of Banks.
United States — North Carolina
1 provisions
The Commissioner of Banks may exercise jurisdiction over a savings bank when certain federal agency actions or inaction occur.
United States — North Carolina
1 provisions
The Commissioner may examine certain out-of-state bank branches in North Carolina, require periodic reports, and make agreements with other supervisors; affected banks may also have to pay supervisory and examination fees if assessed.
United States — North Carolina
1 provisions
If an examination does not reveal a savings bank’s complete financial condition, the Commissioner of Banks may order an extended audit, examination, or revaluation, and must collect a reasonable sum for the related actual or necessary expenses.
United States — North Carolina
1 provisions
The Commissioner may require sworn reports from covered out-of-state bank holding companies and may work with other bank regulators on examinations and joint enforcement actions.