Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. Every result links to its stored legal text and available official source evidence.
741 matching statutes
United States — North Carolina
1 provisions
A state association may seek permission to merge with a bank, but it must submit a merger plan and the merger must be approved by the association’s stockholders or members and then by the Commissioner of Banks.
United States — North Carolina
1 provisions
State savings banks may do several listed banking activities, including operating remote terminals, issuing credit cards, acting in fiduciary roles, joining a clearing house, issuing mutual capital certificates, and—if authorized by rule—issuing certain securities.
United States — North Carolina
1 provisions
A savings bank may invest in certain Federal Home Loan Bank stock, bonds, or other obligations if the association is a member.
United States — North Carolina
1 provisions
Industrial banks have broad powers, including loans, deposits, branches, and related banking activities, but some actions need approval and capital requirements must be met.
United States — North Carolina
1 provisions
International banking corporations may not do banking business in the State unless they meet specified filing, fee, and authorization requirements; the Commissioner may not issue a license unless the foreign country grants similar access to U.S. banks.
United States — North Carolina
1 provisions
A deposit account owner may transfer rights in the account to an eligible person, but the savings bank can record the transfer only with satisfactory transfer evidence and proper applications from both sides.
United States — North Carolina
1 provisions
North Carolina banks may enter interstate merger transactions with out-of-state banks, and the resulting out-of-state bank may operate the merged North Carolina bank’s branches in North Carolina if Article conditions and filing requirements are met.
United States — North Carolina
1 provisions
Bank examiners must not make false or fraudulent bank reports, take bribes to avoid filing reports, or skip examinations because of a bribe; violations are punished as a Class I felony.
United States — North Carolina
1 provisions
A newly chartered savings bank is entitled to a license to operate if it pays the required fee and satisfies the Commissioner of Banks on management, lawful organization, completeness, and final inspection.
United States — North Carolina
1 provisions
Certain savings banks may merge into a mutual or stock savings bank if the group includes both mutually owned and stock owned banks.
United States — North Carolina
1 provisions
The Commissioner of Banks, the State Banking Commission, and incorporators have hearing, review, notice, and timing duties for an application to establish a savings and loan association.
United States — North Carolina
1 provisions
The Commission must decide the application within 30 days after the public hearing, and if approval conditions are met it must approve it. After approval, the Commissioner of Banks and the Secretary of State have filing, certification, notice, supervision, and monitoring duties.