Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. Every result links to its stored legal text and available official source evidence.
741 matching statutes
United States — North Carolina
1 provisions
The Commissioner of Banks may order test appraisals of collateral for savings-bank loans, and savings banks must pay the reasonable costs when directed.
United States — North Carolina
1 provisions
An out-of-state bank must give the Commissioner written notice before applying for federal approval to open or buy a branch in North Carolina, and it must follow Article 15 of Chapter 55. It may do so only if its home state gives North Carolina banks substantially similar branching rights.
United States — North Carolina
1 provisions
An out-of-state association must file a written application and meet the Commissioner of Banks’ requirements before opening a branch office.
United States — North Carolina
1 provisions
A savings bank must keep net worth at least at 5% of its assets, unless the Commissioner of Banks suspends the requirement.
United States — North Carolina
1 provisions
Before June 1, 1997, an interstate merger involving a North Carolina bank cannot be completed unless the out-of-state banks’ home-state laws give North Carolina banks substantially the same merger-and-branching rights.
United States — North Carolina
1 provisions
A state savings bank may open or close a loan production office only with the Commissioner of Banks’ prior written approval.
United States — North Carolina
1 provisions
Certain state banks may do in-branch activities in or outside North Carolina if those activities are allowed by the relevant state’s banking laws, subject to listed legal restrictions.
United States — North Carolina
1 provisions
A savings bank may invest in certain U.S.-guaranteed obligations.
United States — North Carolina
1 provisions
State savings banks and certain holding companies must pay a supervisory fee each July, and examination fees are due promptly after billing. The Commissioner of Banks also sets fee rates and collection schedules, with Commission advice and consent.
United States — North Carolina
1 provisions
Industrial banks must account to the bank for capital stock sold at the full amount paid, no commission or fee may be paid for selling the stock, and the Commissioner of Banks may refuse authority to begin business if such commissions or fees were paid or promised.
United States — North Carolina
1 provisions
Savings banks and their insiders may not give loans or gratuities to Savings Institutions Division employees or their spouses, and Division employees face conflict-of-interest restrictions.
United States — North Carolina
1 provisions
When guardian accountings are filed, the clerk must require the guardian to show all investments and bank statements and must certify the examination; certain banks are exempt if they provide the stated certificate.